From Apathy Ends …
When I was reviewing our savings rate a few weeks ago and licking my chops about the $1k/month we recently freed up by paying off my student loans. I realized that the costs of raising kids eat up a lot of the things we were doing to speed up our Financial Independence timeline. Good thing they are adorable.
It is hard to frugal your way out of $15-30K in childcare costs and that is why we are firm believers in finding ways to increase our income.
That doesn’t mean we haven’t focused some energy on optimizing non-income generating activities. With kids, we have to do it all to make Financial Independence a reality.