Earlier this week, J.D. wrote about what he calls the biggest truth in personal finance: You can't get rich through frugality alone. As Liz at Frugalwoods says, “You can't frugalize income you don't earn.” Income is one-half the fundamental personal-finance equation, and it's probably the most important half. J.D. advocates... read more

Dear Mr. Shandro,I keep hoping this government will start to listen to the people and keep their promises not to cut health care spending. I keep seeing comparisons to spending in other provinces and how BC, Ontario and Quebec all spend less than Alberta yet supposedly have better outcomes.  I'm... read more

With two engineers in the house, we've found many ways to effectively lower utility costs including electricity, natural gas and water. The post How Engineers Lower Utility Costs appeared first on The Frugal Engineers.... read more

I have been on my journey to FIRE for about a solid 3 years now. I started to be curious around 4 years ago and…... read more

Save, invest, prosper with My Own Advisor. Weekend Reading – Books on #FIRE, cheap stocks, RRSPs are worth it, change is hard, and more #moneystuff Hey Everyone, Welcome to my latest Weekend Reading edition where I share some of my favourite articles from the week that was across the personal... read more

Weekly roundup of some of the best personal finance articles from around the web. Life lessons from The Pursuit of Happyness (All About Your Benjamins). This article made me want to see the movie again. Make versus buy — the key to effortless saving (City Frugal). Reminds me of the... read more

Hustle culture itself has become toxic. We are addicted to the hustle, money and screen time. Wait, isn’t this site kind of centered around side hustles? I’ve introduced several side … Toxic Side Hustling: The Different Dark Sides of Side Hustling read more The post Toxic Side Hustling: The Different... read more

Are you in school and looking for the best part time jobs for college students? This list has nine options that are worth your time, including several with flexible hours and options for working from home. Ahh…college. For many students it’s your first real taste of independence combined with your last... read more

The question of whether you’re ready to take care of your parents isn’t an easy one to answer, and it may be a very emotional one. But that does not mean you should ignore it. A person’s health can change in an instant. It’s not pretty, but it’s the reality.... read more

I written a lot about early retirement feeling like a second childhood.  Living in ‘kidulthood’ – without the obligations of work – means enjoying childish activities with the resources and smarts of a grown-up. Related:  Living In Kidulthood One area that it is important for me to grow up is... read more

I was awakened from sleep with worries that the PMI I willfully accepted on my mortgage loan would ruin everything. I don’t know what “everything” is exactly but the worry persisted none the less. One thing (of few) I did know going into the home buying process was to get... read more

According to the news, our economy has never been stronger. That’s news to you – you work full-time. Your partner does too. And still, you struggle to save money. Rent is going up. Health insurance premiums are going up. College tuition keeps rising. Food is getting more expensive. And yet,... read more

The post Delta SkyMiles Gold Credit Card Review: Who Should Get It? appeared first on Club Thrifty. The Delta SkyMiles Gold Card offers a nice welcome offer, good benefits, and more. Learn if this card is right for your travel needs. The post Delta SkyMiles Gold Credit Card Review: Who... read more

If you’ve never built a house from the ground up before, it can be an intimidating process. You have to find the land, draw up plans, budget for construction costs, hire a builder, and oh yeah – figure out how to pay for it all! The normal process of buying... read more

Ferratum Canada offers access to one of the fastest approval online personal loan services in Canada. The company does not require any documentation, and with everything 100% online, you can easily have access to cash in your bank account in less than 24 hours. Not only that, but you also... read more

Having a garage sale is simple. You open your garage, throw some signs up, and wait for people to come and give you money for your stuff. Like most things in life, though, if you put a little effort into your garage sale, you will get rid of your items... read more

Utterly Useless Facts About Money & Life Morning! Picked up this book at my thrift store hoping to find some juicy nuggets, and I wasn’t disappointed 😉 [“That’s A Fact Jack!” by Harry Bright and Jakob Anser] Lots more facts on life in general than money, but I plucked out... read more

The best of what I read, watched and listened to this week... The post The Weekend Starts Here... appeared first on The Financial Bodyguard Blog Site.... read more

Last week, there was a court ruling of huge significance for freedom of speech in the UK. Harry Miller (a former policeman) had retweeted a limerick and some other tweets about trans-gender issues.  The tweets were perfectly legal but were seen by someone (Mrs B) who decided to take offence... read more

Subscribe To New Posts Here! The post The Relative Happiness Of Income appeared first on Accidental Fire.... read more

Progress (and choices that align with YOUR vision for YOU life) > Perfection When it comes to making financial decisions, most of us want to get things exactly correct. We want the RIGHT answers; we think the choices that will bring us to the most wealth are the best ones.... read more

What is an Employer Identification Number (EIN)? Here are some things to know and where you can go to get an EIN. The post What Is an EIN? (And How You Can Get One to Use!) appeared first on The College Investor.... read more

IN EIGHT YEARS, my wife and I will be age 72—and we’ll be locked into required minimum distributions from our retirement accounts for the rest of our lives. Nearly all of our savings are in tax-deferred accounts. At that juncture, we’ll also have begun Social Security payments. The upshot: Our... read more

Dropping mortgage rates prompt a conversation that explores the pros and cons of refinancing your mortgage at a lower rate. Plus, Steve Chen from NewRetirement joins the show to share the comprehensive retirement planning tools that his company has to offer. Jonathan was able to lower the interest rate attached... read more

Debt can feel all-consuming. It can be your sole financial priority for a period of time, until you get it paid off. And typically, that’s a great way to pay down your debt. But that leaves people wondering – should you tithe while you have debt?   What is Tithing?... read more

A poor or bad credit score makes it unlikely that you will easily qualify for a regular credit card. While you may want to avoid credit cards if you tend to misuse them and overspend, paradoxically, a credit card or other credit facility is required to help you rebuild your... read more

 Reasonable to expect market pullback: Kari Firestone from CNBC.... The post Clips From Today’s Halftime Report appeared first on The Reformed Broker.... read more

During our first trip to Vietnam we stayed in the country for a month, and had 2 weeks to spend somewhere in the middle of the country. We asked for recommendations from our buddies and they all said we should head for a beach location, either Nha Trang or Da... read more

We speak to my buddy Kade from the rock band Throw The Fight. Kade also started his solo project Kade Katz end of last year and I thought it would be great to bring you his story on the Podcast! We will discuss and present both Throw The Fight and... read more

Taking the Hypothetical Plunge I’ve mentioned many times in my monthly financial independence updates that for 2019 I decided to track all of my expenses for the entire year. Although quite arduous at times, this was a great experience for me and gave me insight on my actual spending and... read more

Care.com has been around for a while, and I’m sure many people have already heard of it. When Care.com was founded in 2006, people were just beginning to embrace the nature of side-hustles. This was one of the early sites that worked to connect freelancers... The post Care.com Review appeared... read more

You gotta watch this. ... The post How to start a hedge fund from scratch appeared first on The Reformed Broker.... read more

I’ve been tracking our spending for six months and the lowest amount I’ve seen us spend in one month is just over $8,000. I did some quick math and our average monthly spending for the past six months is $11,427.37. Looking at these numbers I honestly can’t recall how I... read more

Stocks and bonds both have positive expected returns, so what happens when you use some leverage?... The post Levered Long appeared first on The Irrelevant Investor.... read more

You can tell which finance bloggers prefer which approach depending on their content. Some have built an audience with doing The post What’s Better, Greater Income or Lower Expenses? appeared first on We Want Guac.... read more

I got put into proverbial time out today. I’m a member of a Dave Ramsey group on Facebook. Someone started a thread about whether or not they should get their 401(K) match at work and I felt compelled to chime in. I forget what exactly I wrote that caught the... read more

It is very popular to promote experiences over buying tangible possessions right now.  It seems universal to find bloggers recommending a more minimal lifestyle.  The world almost seems to be divided into two groups.  The smart group is focused on experiences, they are the Marie Kondo, zen minimalists who have one spork per... read more

Moms face unbelievable pressure every day! We are expected to do it ALL. And, to do it all well! Or else, we risk being mom-shamed, … Read More › The post How To Feel Like A Good Mom With Better Financial Health appeared first on ExtravangantlyBroke.... read more

Having a garage sale is simple. You open your garage, throw some signs up, and wait for people to come and give you money for your stuff. Like most things … How to Take Your Garage Sale to the Next Level read more The post How to Take Your Garage... read more

Whether you need a loan to consolidate your existing debt, save up for a big purchase like a wedding or anything in between, it can be difficult to figure out which loan company to choose. To make matters worse, if you make an application and... The post Prosper Loans Review... read more

The more I write about investing the more I realize just how frustrated, confused and hopeless many people feel about investing. These…Continue reading on Making of a Millionaire »... read more

Being in the Financial Independence Retire Early community got me wondering whether we are actually being a cult, a movement, or just a community of people trying to inspire each other? Does everyone join to retire early, or are some people just looking for financial stability? Personally I am not... read more

Happy Friday all. Congratulations, you have made it to the end of another week. Here is my selection of best content for this week […..]... read more

Building Wealth I am honored to have a great guest post by newcomer to the Personal Finance Blogging scene: Compounding Works. At Compounding Works, they believe the best investment is in learning, and by compounding it, we will achieve much better financial results. Using the Pyramid of Wealth Building The... read more

If you’ve already taken out health insurance, life insurance, home insurance, and car insurance, the last thing you want to hear is that you need to take out yet another insurance policy. It’s true that most people have never heard of non-owner car insurance, but... The post What is Non-Owner... read more

Did you know you can stay up-to-date with all of our posts via our daily e-mail newsletter? Sign up today!... read more

January was actually a good month. Our expenses were high but trending lower, and we know February will be high due to school fees and my holiday and general start of school expenses. I am being more pragmatic about this new year. We have set up our budget for this... read more

Hi readers, This is the second post on my quitting series. Last time I told you that on Feb 6th 2020 I quit Hooli. Well, I gave my notice period, I’m still a Hooli employee until March 31st. I also shared with you my internal dialogue associated with this tough... read more

Thursdays at Abnormal Returns are all about startup and venture capital links. You can check out last week’s links including a look...... read more

Every $1 you invest now will be worth $7.61 in 30 years. Here's how to use that information to your advantage. The post Every $1 You Invest Now Will Be Worth $7.61 in 30 Years appeared first on Four Pillar Freedom.... read more