“Subconsciously, our brain gets us through life looking for shortcuts (heuristics). We’re pretty much sailing on auto-pilot through everything which doesn’t demand our absolute focus.
For the most part, we just want people to tell us what to do. We make decisions based on popular consensus corroborated by our general understanding of a subject matter… rather than thoughtful analysis and creative thinking.
For some, this includes decisions concerning personal finances. Which is why concepts like financial independence, early retirement (FIRE), can be counter intuitive to many people. These concepts don’t validate general understanding of retirement (work forever, retire at 65+ years old), or financial independence.
It goes against everything that generations of people and so called ‘experts’ have been preaching.”