From The Humble Penny …
Anyone who is seeking Financial Independence is ultimately trying to solve a problem. What they’re seeking is usually not a money problem per se, but a bigger life problem.
Of course financial independence has a core definition that is understood by most. However, the underlying meaning usually means something different to different people. Hence why the motivation and path to financial independence will be different for everyone.
The best way that I have found for solving problems is to apply design thinking.