“Back when I started this blog I got exposed to FIRE (Financial Independence and Retire Early). Everyone was driving towards this goal. Recently, I came across this new term FIRO (Financial Independent and Retire Optional) and I am starting to think FIRO is where I want to be. Why? Because I want to be realistic!
Given my age and my late start I don’t think I can FIRE by 2032. However, I have a very good chance of achieving FIRO.”