From Women Who Money …
Much as building a home benefits from a blueprint, your financial house might be easier to construct if you use a similar strategy. In fact, a house is a good metaphor for thinking about the structure of a sound financial life.
When building a house, the first thing you think about is a solid foundation. Without that, anything constructed above will be unstable and susceptible to collapse.
In terms of personal finance, unsecured debt like personal loans and credit card balances are the ultimate sinkhole for your financial house.