From Debt Discipline …
Even working seventy-five hours a week can’t save your from financially stupidity if you don’t have a plan or goals for your money.
I wish I knew that working seven-five hours a week could be a financial blessing for my future family and me. Instead, I did what most naive money people do I went full YOLO and lived beyond my means.
When I share this story, and I often do. One of the keys things I point out is my lack of financial goals. Now as a twenty-something-year-old, that might not sound that unfamiliar. Early in life, we are trying to figure things out.