As more people become aware of and join the FIRE movement, the definition of FIRE continues to evolve. So just exactly … Read the post ... about The Newbies Guide to Understanding FIRE Finance
Main Content
Today’s Featured FIRE Content
I Don’t Want to Get Where I’m Going Without Giving
From She Picks Up Pennies via Apathy Ends ... My tiny family and I have some ambitious goals. We want time to travel. We want to own our … Read the post ... about I Don’t Want to Get Where I’m Going Without Giving
How I Failed The Dave Ramsey Plan and How I Fixed Myself
From Rich to Married ... The Dave Ramsey plan is the epitome of mental toughness and financial rigor. I couldn't do it. I tried for nearly … Read the post ... about How I Failed The Dave Ramsey Plan and How I Fixed Myself
Camp FIRE Contributor Articles
The FIRE Movement. What is FIRE Finance and How Does it Work?
The FIRE Movement What is FIRE and how does it work? In the world of personal finance, FIRE stands for Financial Independence Retired … Read More >> about The FIRE Movement. What is FIRE Finance and How Does it Work?
Six Ways to Stay Patient and Motivated While Paying Down Debt
This Camp FIRE Contributor article was written by Good Nelly Debt Sucks Paying down debt is one of the major criteria to reach financial … Read More >> about Six Ways to Stay Patient and Motivated While Paying Down Debt
The Best Financial Advice? One Size Fits One
Personal Finance is Personal You’re ready to up your money game, so you start searching for financial advice. You begin looking online and … Read More >> about The Best Financial Advice? One Size Fits One
Yesterday’s Featured FIRE Content
5 Money Mindset Shifts I’ve Made After Discovering FIRE
From Making Your Money Matter ... Many people turn their financial lives around after hitting rock bottom. A crushing debt load or a sudden … Keep Reading >> about 5 Money Mindset Shifts I’ve Made After Discovering FIRE
How to Make Paying Off Debt Fun
From D€bt & Cupcake$ ... It’s crazy to think that we’ve been debt-free for 7 months or so. We didn’t have much of a community around … Keep Reading >> about How to Make Paying Off Debt Fun
The Nursing Shortage: A Fast Pass Into The Middle Class
From The RN Mentor ... Every day I work along some nurses with $100k in student loan debt, and others with none. This isn’t just because … Keep Reading >> about The Nursing Shortage: A Fast Pass Into The Middle Class
The Debt Repayment Pain Cave
From The 76K Project ... There's a point in every long race that's known as The Pain Cave. It's the point where you can't remember why you … Keep Reading >> about The Debt Repayment Pain Cave
Random FIRE Articles
THE ULTIMATE FIRE DICTIONARY
From Chief Mom Officer …
“Ever see an acronym around the personal finance web and not been able to figure out what it means? Looking for a reference for folks who are new to the FI world? Have I got a list for you!
Today I’m going to talk all about some of the different acronyms you might see around in podcasts, articles, forums, Facebook or Twitter.“
Keep reading … THE ULTIMATE FIRE DICTIONARY
Before FIRE There Was Debt
From Mrs. Kiwi at Kiwi and Keweenaw: Before FIRE There Was Debt
“Sometimes I’m grateful for the debt we took on, since it pushed us to set (financial) goals…Our debt helped us get our money under control and ultimately discover financial independence/early retirement (FIRE). Paying off our debt together bonded us as a pack. We had many financial conversations that led to us choosing to accelerate our debt repayment. And achieving a goal of paying off our debt years ahead of schedule made FIRE seem more achievable.”
The Milestone Method: How to Stay Motivated While Paying Off Debt
From Finances with Family …
Two of the most popular ways to pay off debt are the snowball and avalanche method. Depending on who you are and what personality type you have can greatly affect which method may be right for you. However, staying motivated by using either of these methods can be a struggle. Enter the Milestone Method.
In order to get a cart to move from a reluctant horse, there are two types of actions: You can smack it in the rear with a stick or dangle a carrot in front of their face. This has been a metaphor for a long time. We can apply the same way of thinking when it comes to paying off debt.
The Milestone Method: How to Stay Motivated While Paying Off Debt
I Don’t Contribute to My 401K, Should You?
From Fly to FI …
For 99% of the population, 401K contributions are a no-brainer. The tax savings, investment growth, and employer match are difficult to make a case against. However, I do not contribute to my 401K. I am in the 1%, but only due to certain, specific conditions.
The main reason I don’t contribute to my 401K is that I believe that I can earn far greater returns by investing in my entrepreneurial ventures. At my age, I have tremendous freedom to fail and take risks. If one venture doesn’t work out… Oh well!
I Don’t Contribute to My 401K – Should You? – Fly to FI
What Is Financial Independence?
From Dividend Geek …
“Back when I started this blog I got exposed to FIRE (Financial Independence and Retire Early). Everyone was driving towards this goal. Recently, I came across this new term FIRO (Financial Independent and Retire Optional) and I am starting to think FIRO is where I want to be. Why? Because I want to be realistic!
Given my age and my late start I don’t think I can FIRE by 2032. However, I have a very good chance of achieving FIRO.”
Continue reading… WHAT IS FINANCIAL INDEPENDENCE?
The FIRE Feed
These are the most recent FIRE-related posts and articles, published within the past 48 hours.
Want to add your site to the FIRE feed? Submit it using the form at the bottom on this page.
- How to Grow a Side Hustle into a Full-Time Job
Have I ever told you how much I love side hustles? Okay, maybe I’ve said it a few times. In all honesty, though, side hustles are the place where extra income, flexibility, scalability, and financial freedom meet. I can speak to this truth all day long because that’s my real life. If you’re new here,... Keep reading... The post How to Grow a Side Hustle ... Read the article >>> - 20 New Places in 20 Days (And Why Your City May Be Cooler Than You Think)
4 min read “I always wonder why birds choose to stay in the same place when they can fly anywhere on the earth, then I… The post 20 New Places in 20 Days (And Why Your City May Be Cooler Than You Think) appeared first on Four Pillar Freedom. ... Read the article >>> - The Ten Commandments to Manage your Personal Finances!Welcome to the Adult Life.Hop on the rocky road with a heavy dose of zest, while you encounter the cheap thrills of making money and spending it wherever you want (and regret later).Watch your credit score build and break right in front of you (in full HD) and spend the rest of your life paying off those debts. Let’s not forget your house mortgage, insurance premium, and ... Read the article >>>
- Book Review – Retire Early With Real Estate
Book Review – Retire Early With Real Estate by Chad Carson Overview Chad “Coach” Carson achieved financial independence by investing in real estate. He is a family man first and foremost and is focused on truly living life instead of the 9 to 5 grind. Chad recently published his book “Retire Early with Real Estate.” The book talks about using real estate as a ... Read the article >>> - Insurance Costs Hindering My Cancer CureI recently had my semi-annual checkup with my oncologist at The Cancer Hospital. For the last few years I’ve had lab work and visits to the doctor twice a year. A CHANCE OF CESSATION One important lab test I take is known as the PCR […] The post Insurance Costs Hindering My Cancer Cure appeared first on The Dragons on FIRE. ... Read the article >>>
- When a $500,000 annual income just isn’t enough.And that’s just the amount coming in from dividends.Continue reading on Making of a Millionaire » ... Read the article >>>
- Thinking About What You Want
When is the last time you took some time with a notepad and pen to think about what you want? Taken some time to re-evaluate the things you’re working towards to decide if they’re still the things you want and why you want them. And I don’t mean daydreaming, absent-minded thought, I mean sitting down […] The post Thinking About What You Want appeared first ... Read the article >>> - Roth Hypocrisy
Over the past few weeks I’ve replied to numerous comments and questions, loosely paraphrased as: “I’ve read that you aren’t a big fan of Roth accounts, but in your post about not paying taxes for 5 years you show how you routinely contribute to Roths. Isn’t that a bit hypocritical? Maybe. It’s a totally fair question. Let’s find out. Saving for Early Retirement ... Read the article >>> - Our Money Catastrophe: Guest Post on Money with a Purpose
Hi there! Today I’ve written a guest post over at the excellent site, Money with a Purpose. Money with a Purpose is a personal finance blog run by Fred Leamnson, a former CPA and financial advisor who writes about money, but also shares the hard stuff, like the emotional and financial implications of addiction in your adult children. He talks honestly and compassionately about such ... Read the article >>> - 17 Steps To Successfully Transitioning Clients As A Breakaway Broker To An RIA
While a growing number of advisors who have built AUM practices at a broker-dealer have been making the switch to the RIA channel as a pathway to have better control over their businesses and how they serve their clients, the transition itself is still fraught with risk. At best, launching your own RIA – or even joining an existing one – entails an immense amount ... Read the article >>> - Personal finance for people with moderate incomes? Meet the Middletons
I make no secret of the fact that I don’t earn a ton and happen to live in an expensive city. In fact, that’s a huge part of the reason why I blog: I didn’t see anyone else blogging who had a similar background and story to mine. So I decided to start blogging to hold myself publicly accountable and to tell my story. In ... Read the article >>> - How a Positive Mindset Gets You Closer to Your Goals
Discussing the importance of having a positive mindset in pursuit of your goals. Learn about an abundance mindset, internal locus of control, and growth mindset and how they will all have a positive impact on your life. The post How a Positive Mindset Gets You Closer to Your Goals appeared first on Spills Spot. ... Read the article >>> - 5 Things I Wish I Knew About Freelancing
I have been freelancing for a long time. Not in the flashy, six-figure, time to make a course way, but in the holy cats, my job doesn’t pay super well, and I’d like some side money way. This isn’t just about teaching. In high school and college, I worked myriad part-time jobs for minimum wage. And I would still try to cobble together extra pay ... Read the article >>> - Greenlight Can Help Your Kids Build Good Financial Habits
[Dropcap]D[/Dropcap]id you ever wonder why personal finance was not taught in your K-12 years of school? I certainly did! Not once in my early education was I offered the opportunity to learn about personal finances. It was up to my parents to teach me. Parents are the ones ultimately responsible for providing every aspect of a financial education–from giving children an allowance to helping them ... Read the article >>> - What happens if FIRE doesn’t work out?
If you have been reading this blog for a while, you know that I have been spending a lot of time writing about Financial Independence Retire Early (FIRE). Since our financial epiphany, we have been slowly building our passive income streams so one day the passive income can exceed our expenses. You may be wondering, how much passive income do we need to cover our ... Read the article >>> - Negotiating for a Raise as a Woman
Firstly, I think the title of this article should just be negotiating for a raise. Period. However, apparently, it’s a bit different for women. So, ladies, this one is for you! Would like some tips on how to negotiate for a raise as a woman? Yep, me too. Let’s explore this together Sage Advice on Asking for a Raise I worked in restaurants basically from ... Read the article >>> - How Do You Define Middle Class? Introducing the Money Middletons
Introducing the Money Middletons What is your first reaction when you hear the term “middle class”? How do you personally … More The post How Do You Define Middle Class? Introducing the Money Middletons appeared first on Financial Pilgrimage. ... Read the article >>> - Pinecone Research Review: Legit Surveys Or Scam To Sign Up For?
Pinecone Research Review: Legit Surveys Or Scam To Sign Up For? One of the ways to make extra money online that is becoming more popular and promoted is online survey sites. These sites, like Pinecone Research, pay members to share their opinion on various products, services or relevant topics. This Pinecone Research Review will help answer if they’re legit or a scam ... Read the article >>> - Grecian Delights, Dildos And Dinosaurs
After a seemingly infinite amount of time in planes and airports, we’re back home from Chautauqua in Greece. I’ll have more to say about the trip later in the week, but for now, you’ll have to settle for some random observations and pretty pictures while I catch up on sleep. Castle! I had never seen a castle before and didn’t expect to see one for ... Read the article >>> - INTRODUCING: The Middletons! Personal Finance for Middle Income Earners
This post is the first of a new ongoing series I’ll be doing weekly where I review, respond to, or just talk about a piece of personal finance content (a website/blog, a certain post, a digital product, an app, a podcast episode, etc., etc.). I’m so excited to create this post about The Middletons as the first one in this series because i’m SOOOO EXCITED ... Read the article >>> - Finding What You Value
I often write about spending on what you value. The general concept is you should define your values and then focus your spending according to… Continue readingFinding What You Value The post Finding What You Value appeared first on Full Time Finance. ... Read the article >>> - Mrs. DIY Stains the Deck!
And Paints the Railing Too! Well folks, it has been a busy fall season here at the Headquarters! Between juggling side hustles, winning awards (one could say that I was nominated for a chain letter, but that’s beside the point), and getting a new boiler, there has been quite a bit going on! There’s also holding down day jobs and raising kids, but really, how ... Read the article >>> - Life With 2 Kids & Living With The FIL: An Update From Our Family
It’s been almost two months since I announced the birth of our baby girl. As I am typing this post, she’s sleeping in a vibrating bouncy chair right next to me. The weather in DC is getting colder to prepare for the winter and the holiday season. But it’s also a season of flu and colds. And our baby just caught a cold yesterday night. ... Read the article >>> - Why Everyone Should Plan To Retire Early
Even though a lot of folks in the financial media will tell you to delay retirement until 70, there's a good reason to plan a much earlier retirement than that. In fact, everyone should be prepared to retire early - even if they don't want to. I'm going to educate you on the cold hard facts about why planning to work into your late 60's ... Read the article >>> - The Cost Of Buying A House – Loss Of Freedom For Stability
It is starting to sink in now, our massive decision of buying a house. The debt we’re taking on, the roots we’re setting in. How we can’t just tell our landlord we’re leaving and then in a month or two, we’re off. An unusual feeling for both of us, having been vagabond students and short term workers all our adult lives. I might have felt different about ... Read the article >>> - Short-Term And Long-Term Capital Gains Tax Rates By Income
If you need more incentive to generate passive income in order to give yourselves more freedom to do what you want, then look no further than the below two charts. The short-term capital gains tax rate is equivalent to your federal marginal income tax rate. Once you hold your investments for longer than a year, the long-term capital gains tax rate kicks in and goes ... Read the article >>> - An Alternative to The Benjamin Franklin Schedule: The “Task Immersion” Schedule!
An Alternative to The Benjamin Franklin Schedule: The “Task Immersion” Schedule! Alright, for those who never liked the Benjamin Franklin “scheme” we’ve posted about over the years (wake up at 5 am, reflect, hustle, repeat), here’s an alternative that might suit your personality better: The “Task Immersion” Schedule This was sent over by a reader of this site who’s continually failed at other schedules ... Read the article >>> - Your Financial Roadmap – An Investor Policy Statement
If you’ve been lurking around personal finance sites for a while or if you’ve ever worked with a financial advisor, you may have come across the term, “investment policy statement.” You may also have seen it called an “investing policy statement” or even an “investor policy statement.” They’re really all the same thing. As for me, I […] The post Your Financial Roadmap – An Investor Policy ... Read the article >>> - Wish a Major Online Influencer Would Help You Out? Here’s What You Need to Know
The post Wish a Major Online Influencer Would Help You Out? Here’s What You Need to Know appeared first on #moneyhungry. If you’re a creativepreneur working furiously to grow your brand, you’ve probably thought about how to connect with well known influencers to help grow your brand. The reality is that this is a very normal part of doing any type of business. If you’re ... Read the article >>> - Use This Brilliant Relaxation Technique to Be Calm Now
Not long ago I was browsing Netflix when I came across a documentary series from Buzzfeed. The first episode was about this really strange relaxation technique called ASMR, or Autonomous Sensory Meridian Response. It’s delivered to you via these odd videos -watched by millions- where someone usually speaks to you in a very low voice (like a whisper), while doing something and recording every noise ... Read the article >>> - 5 ways to earn more money (that you probably do anyway)
Last month, I had the pleasure of serving as a professor for not one, but two of Mogul X’s break out sessions on #adulting and having a healthy relationship with money. To be honest, before they reached out to invite me to speak, I had never heard of Mogul, one of the fastest growing start-ups...Read More ... Read the article >>> - How To Teach Kids About Money: The Ultimate Guide
Of all wealthy families, 90% of them lose their wealth by the third generation. NINETY percent. While there are multiple psychological reasons behind this (entitlement, lack of trust in the family, not having to work for it, taking it for granted, etc) – there is also one other major reason. Wealthy kids tend to become financially illiterate. While you may or may not be wealthy, ... Read the article >>> - My Boss Is Terrible with Money – Here Are His 3 Biggest Money Mistakes And How to Avoid Them
My boss has always been terrible when it comes to dealing with money. Over the last ten plus years that we’ve worked together, I’ve seen him do a lot of stupid things with his. Dropping hundreds of dollars on single … Continued The post My Boss Is Terrible with Money – Here Are His 3 Biggest Money Mistakes And How to Avoid Them appeared first ... Read the article >>> - Building Climate Change Into Your Early Retirement Plans
You don't have to agree on what's causing climate change to agree that it's happening, that it's getting worse and that it will affect those of us who are retiring early (just like it will affect everyone on the planet). So how do you account for something as massive as climate change in your financial and life planning? What do you do with the doom ... Read the article >>> - The Economy Was Up But I Lost Thousands…and So Did You…
This last year, you earned $60,000 at your job, made $5,000 in the stock market, but……you lost $8,000 and you didn’t even know it! Kind of hard to believe, right? That you lost $8,000 and you didn’t even realize it? Believe it or not, it happens to almost all of us. Heck, I’m super frugal and I lost $2,000! “How?” you might ask. Depreciation. How much ... Read the article >>> - Hilton Ariel Ruiz: Zombie with a Shotgun
Today I have an exciting success story interview with Hilton Ariel Ruiz. Hilton is the writer and director behind Zombie with a Shotgun. He offers a refreshing new take on the Zombie genre and demonstrates how social media can be used to connect with an audience. Hilton Ariel Ruiz: Zombie with a Shotgun My questions/comments are in bold, Hilton’s follow ... Read the article >>> - What is a Payday Loan and Why is it So Bad?
Is a Payday loan or cash advance loan a convenient way to get the quick cash you need? Or are they a huge ripoff you should avoid like your chain smoking aunt Tilley with the bright lipstick wanting... [[ This is a content summary only. Visit my website for full links, other content, and more! ]] ... Read the article >>> - Why am I considering short-term health insurance for 2019?
Health insurance is a big headache for early retirees in US. It’s one of the reasons many people choose not to retire until the age of 65. 2019 is not far away, and the health insurance enrollment is to start very soon. For 2019, I’m considering the short-term health insurance. The rate for 12-month coverage became available starting October 1, 2018. The ObamaCare rate for ... Read the article >>> - KiwiSaver Myths, Busting the Big Misconceptions
Since the markets are a bit shaky at the moment everyone is talking about KiwiSaver. The main point is that you KiwiSaver might see a decrease in value if you have some proportion of in invested in the stock market. Whenever I talk to people about KiwiSaver, talking to friends and family, colleagues, and even strangers waiting in line at the bank, (Yes that did ... Read the article >>> - 11 Financial Resolutions That Will Stick in 2019Before creating your financial resolutions for 2019, I must warn you ― you’re probably not going to do them. But you already know that right? Yet, you’re still here… The post 11 Financial Resolutions That Will Stick in 2019 appeared first on Life and a Budget. ... Read the article >>>
- MIC and FinCon and Podcasts, oh my!
Oh boy. It’s been a busy few weeks. Let’s recap! Before you get nervous, I promise there will be some actionable tips scattered throughout this post. It’s not just me talking about my life, I promise! MIC: September 23-25 I flew to Orlando early Sunday, September 23rd. Like, early early. I-almost-missed-my-flight early. I had a layover in Houston, which I was pretty excited about ... Read the article >>> - Dear Daughter, Welcome to Your Debt Free Life
Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. This weeks post is going to be a little different. The major reason we wanted to get out of debt was to start a family. Having kids was such a motivating factor for us ... Read the article >>> - Why the Rents shouldn’t pay your rent
Financial independence is the ability to live from the income of your own personal resources. – Jim Rohn Reading headlines in the news about how boomerang kids are returning home in droves is quite alarming. When I was growing up, I saw lots of young adults leave home and never return. They got jobs and worked their way up to where they were trying ... Read the article >>> - Oh My Quad: An Ode to Pure BarreHere’s Why I Prioritize Pure Barre In My Schedule — And My Budget Ballet is hard. Physically, emotionally, mentally and oh, man, did I mention physically?But it goes beyond the blisters and burgeoning hip problems. Part of the job as a ballet dancer is to stare in the mirror and say, “What’s wrong with this picture? What can I make better?” To ask yourself that ... Read the article >>>
- Getting Organized
I just got done with a nice little 16-mile bike ride around Boise and the Greenbelt. It was a beautiful fall weekend actually, peaking around 70 degrees each day with sunny, blue skies. I’m actually combining a post and a video this week, since it’s a pretty short video with only a few life tidbits to share which you might find helpful in your own ... Read the article >>> - BAND OF BLOGGERS: The Dragons On Fire
This post contains affiliate links. When it comes to inspirational stories, there are many in the personal finance world. But few come close to the level of grit and determination exemplified by today’s Band of Bloggers’ participants. Dragon Girl (DGal) and Dragon Guy (DGuy), the anonymous husband and wife duo behind The Dragons On Fire […] The post BAND OF BLOGGERS: The Dragons On Fire ... Read the article >>> - 8 Reasons Your Credit Score Matters…and How to Improve It Quickly
You’ve heard me say it many times here at LifeAndMyFinances.com – having zero debt is the absolute best way to live! Buuuut, having no credit score certainly isn’t. Believe it or not, your credit score matters – for many reasons actually. No matter how many times Dave Ramsey tells me otherwise, I doubt I’ll ever believe him…8 Reasons Your Credit Score Matters…and How to Improve ... Read the article >>> - How I’m earning $100 per week walking dogs
Side-hustles are all the rage these days, but it can be easier said than done to find the right hustle for you. This past week I entered into the world of paid dog walking. I started a work from home job a few months ago, which has opened up some possible side-hustles. I signed up with Rover about a month ago (f you’re interested in ... Read the article >>> - Top 10 Best Book Series for 2-3 Year Olds
Well, it’s a bittersweet time around here as far as books are concerned. Our son is no longer interested in the series of books that we spent hours upon hours reading when he was a toddler. It tugs on my heart to get ready to close the chapter on so many characters and places weRead More The post Top 10 Best Book Series for 2-3 ... Read the article >>> - When Unemployment Ends: An Update
It was the end of April when Mr. FIREdup lost his job, and it’s been quite some time since I’ve provided an update. So how are things going? Unemployment and Job Searching Mr. FIREdup was able to get unemployment benefits for a while. During this time, he was applying for jobs every week. Unfortunately, most ... Read moreWhen Unemployment Ends: An Update The post When ... Read the article >>> - Apr Expense = $2338.08
April showers bring May flowers. This year cherry blossoms have been in full bloom. Of course, with tax season and bonus season there’s been more volatility with the top line; however, purse strings have loosened as well. Expenses Amount Comments Housing 531.25 HOA fixed Data 44.75 lowest in the area. Fixed Food 630.95 Yikes… ... Read the article >>> - The Journey Towards Financial Freedom Begins with A Small Step, DailyPhoto by Chris Chan on UnsplashOn my journey to financial freedom, I’ve found it most productive to take one small step at a time.Sometimes, these seemingly small steps are huge psychological wins. Today was one of those days for me.I took the small and simple step to make a nomination to name our kids the beneficiaries to the funds in our country’s mandatory pension fund scheme.It seems like nothing ... Read the article >>>
- How To Improve A Poor Credit Score To 800+ For Good
How To Improve A Poor Credit Score To 800+ For Good When I went to biz school, I recall one of my professors always said: “Money flows from one place to another looking for where it will get looked after”. What he meant was that money moves around and tends to stay where it is receiving a return on investment. If you think about this ... Read the article >>> - The Mega Millions JackPot Just Hit $1.6 BillionMy Plea For You To Not Buy A TicketContinue reading on Making of a Millionaire » ... Read the article >>>
- Let’s Play the Lottery! (maybe)
Dang, the new mega millions jackpot is 1.6 billion dollars. That’s insane! Ok, lets be real. I know that I shouldn’t play the lottery. I know it’s basically a poor tax, and I know that my odds of winning are minuscule. And by minuscule, I mean it’s nearly impossible. But still, 1.6 billion… Why I’ll play the lottery I’m not ... Read the article >>> - Sunday Sharing Vol: 9
Sunday Sharing Vol: 9 Each Sunday we post interesting articles, videos, podcast episodes, and more that we’ve consumed from across the web. We’ll give our thoughts on what we’ve learned through others in Sunday Sharing. What We’re Reading Lean In By Sheryl Sandberg The Innocent Man By John Grisham The Paris Wife By Paula McLain American Sniper By Chris ... Read the article >>> - Family Travels in GermanyAs part of our big tip, we stopped for a week in Germany. We are so thankful to be able to travel to Germany with points. This expensive country would have definitively hurt the wallet quite a bit if it was not for travel rewards. Our around-the-world trip is going great so far. We spent […] The post Family Travels in Germany appeared first on ... Read the article >>>
- Undervalued Dividend Growth Stock Of The Week
Every Sunday, I uncover a high-quality dividend growth stock that appears to be undervalued. These pieces are published at Daily Trade Alert, which is a site that focuses on dividend growth investing, stocks, and unique investment opportunities. I’ve been writing for them for years now, and they’re just great over there. Each week, I publish...Read More » ... Read the article >>> - DR HCOLA RESPONDS….PART 3
I have had the pleasure of interviewing a retired doctor from a very High Cost of Living Area (vHCOLA). His interview spanned 2 posts. Now I will publish his responses to some of the comments on this blog and the White Coat Investor forum. The original posts are here and here. The WCI forum threads are here and here. Part 3 which is his ... Read the article >>> - The true cost of the home loan initiation fee
There are so many fees, taxes and costs involved when purchasing a property that it comes as a relief whenContinue reading ... Read the article >>> - Comment on Aha Moment Debt Interview: How Cody Paid Off $83K In Two Years by GreenDollarBills
I think that the clear message from this story is that tackling debt or ramping up savings takes serious sacrifice at times. This family clearly made some serious sacrifices for a long time but it paid off. Well done! ... Read the article >>> - Sunday is for Sharing: Volume 70Sunday is for Sharing is a weekly roundup of my favorite articles, videos, and podcasts I read, viewed, and listened to over the past week.… The post Sunday is for Sharing: Volume 70 appeared first on Four Pillar Freedom. ... Read the article >>>
- Comment on How to Make Money With Your Washing Machine by MrMoneyBanksGosh I hate laundry. I do it but so begrudgingly. This looks like a great solution and a good side hustle opportunity. ... Read the article >>>
- 10 Reasons Why You Should Take Your Next Winter Budget Vacation in ColoradoThe post 10 Reasons Why You Should Take Your Next Winter Budget Vacation in Colorado appeared first on #moneyhungry. 1.) December-Always wanted to ski in Aspen? Well, right now the lift tickets are $6.50 for December 15-Celebrate Aspen-Snowmass’ 50th Anniversary 2.) January-The National Western Stock Show (mention the cost) 3.) Take the Ski Train directly to Winter Park (lowest price tickets are $29 ... Read the article >>>
- The Sunday Best (10/21/2018)
The Sunday Best is a collection of articles I’ve curated for your reading pleasure. Expect most of the writing to be from recent weeks and consistent with the themes presented on this website: investing & taxes, financial independence, early retirement, and physician issues. Presenting, this week’s Sunday Best: Fun fact: Before settling on “Physician on FIRE”, I considered “Frugal Physician” as a website ... Read the article >>> - Something Worth ReadingSince it’s Sunday I’ll leave you with something worth reading. Joe Rogan at 50: What Life Has Taught Me A really interesting guy with some great advice, my favourite is: “Joe’s formula for success is simple,” says Callen. “It’s ‘I like doing this. I’ll just do it every day, no matter what, until I get […] The post Something Worth Reading appeared first on Money ... Read the article >>>
- MVP of podcasting – the story behind UK FI Pod
So for those that don’t know – in August I decided to start a podcast. This was to be a UK financial independence podcast. Following some weeks of frantic activity, in September UK FI Pod finally launched and is now available on all main podcast players. But how did I do it? How much time did it take? Furthermore, as people interested in money, how ... Read the article >>> - Approaching retirement from a position of strength.
It’s funny how when you’re young, retirement seems a lifetime away. Which, now that I’ve typed up that sentence, seems pretty logical, at least for the traditional view of retirement. I’m clearly a genius… I vividly remember when superannuation was introduced in Australia. ( For the benefit of overseas readers, it’s the retirement account that employers pay … Continue reading Approaching retirement from a position of strength. ... Read the article >>> - Talking Prosperity and Money With Your Partner | Kine CorderHow do you and your partner discuss money? Do you have a monthly budget meetup? Or is only one in charge of the money? Kine Corder is a financial planning couple coach. She set up Prosperity Club, where she helps couples talk about their ideas of prosperity, their financial goals and how to find the best connection for them. This episode is packed with ... Read the article >>>
- Applying for Health Insurance as Domestic Violence Survivor
Note: This post may contain triggers for those who have been in abusive relationships or been through sexual assault. The month of October is Domestic Violence Awareness Month. To highlight the issues that victims face physically, emotionally and economically, Femme Frugality will be discussing the issue every Friday. Except this Friday, I got the post up late. My apologies. We will explore these issues through ... Read the article >>> - What is the Best Retirement Calculator?
I am sure that I am not alone in scouring the web for What is the best retirement calculator? – that perfect financial calculator that will tell you how much you need to retire and how much you can withdraw. A perfect calculator, in my opinion, is one that will determine the correct method of withdrawal and the withdrawal rate. In fact, it will ... Read the article >>> - Financial Independence Found Early | Cody Berman FIRE Below Zero
The Financial Independence Community is quickly gaining ground as being one of the best sources for not only financial, but life, advice. They are proving that early retirement is possible and their strategies aren’t just for those of us in our 30’s and 40’s looking to mend our financial mistakes. They have reached a new audience, a younger audience. Today, it is possible for a ... Read the article >>> - Ostrich to Hawk: My Money Management Evolution
The resounding advice for someone looking to control their finances is to know your finances. We all hear this advice: you should know how much money is coming in, how much money is going out, and ultimately where that money is going. Similar to many others, I did not follow this advice for a long time. And I don’t regret it. There are two ends of ... Read the article >>> - Should You Invest in a Roth or Traditional 401k?
When it comes to how to invest your money, the decisions you have to make sometime seem endless. And, well, they kind of are endless. But this doesn’t mean you should not start investing your money or that you won’t be able to make good decisions. A little education will go a long way (I promise!). One such decision is what type of account to ... Read the article >>> - Your Neighbor is an Iceberg
Hey all! We have a bonus special feature today! Ryan, from over at Arrest your Debt, is a super awesome blogger and one of the most supportive and engaging people I know on Twitter (seriously, check him out on Twitter, you won’t be disappointed!). Ryan wanted to share a guest post about the illusion of wealth and keeping up with the ... Read the article >>> - INTERVIEW WITH A HIGH COLA DOCTOR….QUESTIONS ANSWERED PART 3I have had the pleasure of interviewing a retired doctor from a very High Cost of Living Area (vHCOLA). His interview spanned 2 posts. Now I will publish his responses to some of the comments on this blog and the White Coat Investor forum. The original posts are here and here. The WCI forum threads are here and here. I thought Qschool asked ... Read the article >>>
- Cash Crunch? Here’s how you can make $1,000 right now!Payday’s a week away, you have no spare bills in your wallet and all your cards are maxed out.As if this wasn’t enough, life happens and you need money like, today. Wouldn’t it be awesome if you could get a $100 bill right now? Out of nowhere? Look no further!Yes, “it do be like that sometimes”; and if you want to know how to make money right ... Read the article >>>
- Inflation, the Destroyer of FIRE
Inflation, the Destroyer of FIRE A Quick Preamble This post is dark. FIRE posts tend to be super upbeat and confident, but this is not one of those posts. High inflation or hyperinflation is a massively destructive force, and you need to know about it. In engineering, you’re taught to look at all risks. If a risk is remote, but its consequences are catastrophic, you ... Read the article >>> - Here’s How Different Stock/Bond Allocations Have Performed Since 19263 min read I recently stumbled across a study by Vanguard that summarized the historical returns of various stock/bond portfolios from 1926 to 2017. Fortunately,… The post Here’s How Different Stock/Bond Allocations Have Performed Since 1926 appeared first on Four Pillar Freedom. ... Read the article >>>
- Is now a good time to buy stocks?It’s hard to know when to buy stocks The US stock market over time As I have detailed, I have my portfolio invested in 10 different index funds, and most of the investments that I own are stocks. As we approach ten years of consistent economic expansion, and one of the longest stock market bull runs in history, it’s only natural to wonder if ... Read the article >>>
- Single Girl Life | My Week Ending Oct 19, 2018: Mega Billion, Rollercoaster, Crockpot Pork
Welcome back to My Early Retirement Journey. In case you’re just joining us, here’s a little bit about me. I am a single 30-something, openly Christian, hesitantly immigrant-y, human woman. I enjoy watching TV while eating takeout, and I want to retire early. I currently work as a consultant in a tele-health call center making around $40/hr. … The post Single Girl Life | My Week ... Read the article >>> - Dadly Digest – 10/20/2018
Welcome to this week’s Dadly Digest where we share great posts from around that web to help you with your financial journey. Our Posts From The Week 1.) Why You Do Nothing In A Bear Market by WoodstockTiming the market never ends well and with everyone talking about the upcoming The post Dadly Digest – 10/20/2018 appeared first on Dads Making Cents. ... Read the article >>> - 5 CHEAP And EASY Halloween Crafts Kids Can Make At Home : The Saturday Weekend Review #265
CREATE MEMORIES WITH EASY HALLOWEEN CRAFTS Walking past our house you will notice our porch and walk-way are decorated with homemade easy Halloween crafts that we make as a family along with a few pre-made spooky signs that we pick up at second-hand shops or the Dollar store. We are huge into Halloween decorating as it’s fun for our son and we love to ... Read the article >>> - Financial Horror Stories
It’s almost Halloween! Tawnya here, and today we thought we’d use the upcoming spooky holiday to shed light on some real-life horror stories. Financial horror stories. While everyone will make mistakes when it comes to finances, there are times when the impact to our lives goes far beyond an impulse spend. We’ve all heard of them, maybe even experienced one ourselves. Many are avoidable, ... Read the article >>> - What Is Your Mobile Phone For?Is it a way for people to have instant access to you? Is it a way tune into what the rest of the world is doing at any given moment? Is it a distraction that you use to avoid the work that needs done? Or is it a tool you can use, a tool you […] The post What Is Your Mobile Phone For? appeared ... Read the article >>>
- Saturday Selections – 10/20/18
Welcome to Saturday Selections @ Pediatrician Finds FI where I collect my favorite reads from the last week or so. Each of these posts are epic in nature and will explode your mind with knowledge bombs. Have fun enjoying the content that is aiding me in developing my FI-Super Powers!! From Our Amazing Community There was a great merging of minds in the podcasto-sphere ... Read the article >>> - 4 Unique Paths To Absolutely Crushing It On Your Blog
Over the past six months, I’ve seen a number of bloggers achieve a level of success many of us have only dreamed about as aspiring writers. Each success story is unique, but I’ve noticed a pattern of four distinct characteristics of successful websites and four corresponding paths to success for an up and coming writer. Path 1: Be Louder If... The post 4 Unique Paths ... Read the article >>> - Weekly Roundup – Momentums Finest On Saturdays VOL 36 [Oct 20]
Weekly Roundup – Momentums Finest On Saturdays VOL 36 [Oct 20] Happy Saturday Momentum Makers! For those of you new to the site or just checking in, every Saturday I publish the Weekly Roundup – Momentum’s Finest. It’s a feature to profile blog posts and podcast episodes from around the personal finance community. Topics generally include investing, budgeting, ... Read the article >>> - Indeedably meta
With an almighty shove, “Enormous” Price propelled the terrified 10-year-old onto the stage. Outweighing the boy by at least a factor of 5, the sudden acceleration experienced from a standing start was similar to that used to launch a fighter plane off an aircraft carrier. A blinding light swung around to illuminate the mark on the otherwise dark stage. The light operator was just in ... Read the article >>> - Managing Your Money With Life Advice From Singapore’s Millionaires
Today’s post comes courtesy of fellow S&S reader, Claire. She’s giving us a peek into the success of Singapore, and will show you how to... The post Managing Your Money With Life Advice From Singapore’s Millionaires appeared first on Savings and Sangria. ... Read the article >>> - How to Find More Time to Get Things Done
Benjamin Franklin is credited with saying “Early to bed and early to rise, makes a man healthy, wealthy, and wise.” I dug a little further and found that John Clarke’s Paroemiologia Anglo-Latina, printed in 1639 contains the nearly identical “Earely to bed and earely to rise, makes a man healthy, wealthy, and wise.” In the U.S. Army, they claim to do more before 9 a.m. than ... Read the article >>> - January Expenses: Lived on under $1400*Drumroll* January was a fantastic month. Maybe because it rained every weekend and there was no where to go or spend after people were exhausted from Xmas spending? Let’s get into the meat and potatoes January Expense Snapshot 2018 CFO Food Food%to Exp Eat out Frequency Jan 1340.98 359.32 26.80% 0 Save for grabbing a slice… ... Read the article >>>
- I Quit My Six-Figure Accountant Job To Design Wedding Invitations: Here’s How I Did It
I was awake in bed...again, running through my morning to-do list and stressing about work deadlines. My restlessness caused my husband to turn over and mumble, "You're not the same person you used to be." I wanted to scream at him for not comforting me, but at that pivotal moment, I realized he ... Read the article >>> - Dear God, It’s me. I have some questions.20Oct2018, I was editing my week in the life of a Single Girl update for later today, and it was getting too long so I decided to break it up into two posts. These are mostly some unanswered questions swirling in my head this week. I’m vacillating between taking a break from work sooner than … The post Dear God, It’s me. I have ... Read the article >>>
- My Boyfriend Sucks with Money – Episode 2My Boyfriend Sucks With Money Hey Guys! Welcome to episode two of My Boyfriend Sucks with Money! Episode 1 was obviously a break away hit, so here we are again! Episode 2 Our second episode was supposed to be about tracking our spending. We did cover that topic a bit, but unfortunately life sometimes gets in the way of our plans. ... Read the article >>>
- My Car Loan is Paid Off!My car loan is no more! It has ceased to be! I drove down to the credit union today and dropped my final car payment on them. I felt pretty good going in there with my early car loan payoff. They all probably thought I was super cool making sound financial decisions. It was in […] The post My Car Loan is Paid Off! appeared ... Read the article >>>
- Is 70 Really The New Standard Retirement Age?I had to ask myself “Do I want to be working a full 14 years longer than my wife?” HELL NO! So my mission is to be able to build enough wealth to match her pension by the time I turn 51.Welcome to the Making of a Millionaire daily rundown. Every Friday I’ll bring snippets of the latest stories from Making of a Millionaire. If you ... Read the article >>>
- Weekend Reading for Financial Planners (Oct 20-21)Enjoy the current installment of “weekend reading for financial planners” – this week’s edition kicks off with the big news that despite all the recent buzz, it appears that the SEC may be waiting nearly a year to release a final version of its Regulation Best Interest advice rule… but only because the Department of Labor may also be working in coordination with the SEC on ... Read the article >>>
- Building multiple margins ~OR~ Zombie-Proofing your Emergency Plans
Well hey, y’all, and Happy Friday! This post is coming a day or two late (and a dollar or two short?) courtesy of the fact that I realized I’ve been slipping in a few of these areas a bit – and I wanted to talk more about them. The Importance of an Emergency Fund At this point, most of us realize that the topic of ... Read the article >>> - Best Of The Web: Hosted By A Purple Life
Best Of The Web: Hosted By A Purple Life Hi y ’all! I’m super excited to be sharing with you today. Thank you Michael for letting this weirdo in the door. I’m A Purple Life! I recently turned 29, live in Seattle and work in Marketing. On any given day you’ll find me scaling Seattle’s shockingly high hills (it’s basically a mini San Francisco ... Read the article >>>
