From Mixed Up Money ... I’ve been writing about money for nearly four years now. It’s not that dramatic of a timeline, but it has been long … Read the post ... about It’s Okay To Change Your Money Mindset
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Today’s Featured FIRE Content
3 Keys I Used To Add $250k In Net Worth Over 7 Years
From Eat.Money ... I track a few items each month related to my personal finances but the one that I look to most often is my net worth. I … Read the post ... about 3 Keys I Used To Add $250k In Net Worth Over 7 Years
Cancer Awareness Month: Why I Won’t Quit my Day Job
From The Debt Shrink ... Although I strive for financial independence, I’m not planning to retire early. Many people ask me how I do what I … Read the post ... about Cancer Awareness Month: Why I Won’t Quit my Day Job
Camp FIRE Contributor Articles
Be Tenacious With Your Financial Goals
Have you ever wanted something so badly that you've said "I'd to ANYTHING to have that!"? I have too, but unfortunately that statement … Read More >> about Be Tenacious With Your Financial Goals
Teaching Personal Finance 101 in High School
Why High Schools and Colleges Need to Start Requiring Personal Finance Education Nearly half of adults claim they are inadequately prepared … Read More >> about Teaching Personal Finance 101 in High School
Going Broke From Eating Out
The three biggest expenses in most budgets are housing, food, and transportation. I feel like I've got a good handle on our housing and on … Read More >> about Going Broke From Eating Out
Yesterday’s Featured FIRE Content
Diversifying Your Income Sources
From The Balance ... Everyone talks about diversifying your investments but few people seem to talk about the equally-as-important job of … Keep Reading >> about Diversifying Your Income Sources
10 Financial Independence Tips for Broke Millennials
From BrotherFI ... Millennials listen up, especially broke millennials. As part of this elite group of IKEA enthusiasts, video game experts … Keep Reading >> about 10 Financial Independence Tips for Broke Millennials
Financial Advice to a Young Software Developer
From Money Metagame ... A brand new career does not have to mean a brand new life, at least not initially. Make a few smart decisions early … Keep Reading >> about Financial Advice to a Young Software Developer
Do You Need To Be Financially Independent to Retire Early?
From Retire by 40 ... FI is a simple concept, but it’s very difficult to execute. I’ve been trying to increase our passive income for years … Keep Reading >> about Do You Need To Be Financially Independent to Retire Early?
Random FIRE Articles
Get On The FI-Bus
Get On The FI-Bus via Caroline at Money Scrap
“Financial Independence at any age! If you have been reading FIRE blogs and you didn’t get to retire in your early 30’s, you may feel like you missed the bus. So you came up with lame excuses why you missed it and went on with your life. Well, here is the good news; you can always catch the next bus. You may reach FI (your destination) a little later but you will get there eventually. What matters is that you get on the bus!”
Easy Early Retirement Portfolio Withdrawals
From The Finance Buff …
When I left my full-time job in April, I still earned enough to cover our expenses for the rest of the year. Next year will be the first full calendar year in which we will be 100% part-time self-employed.
Spending more than we make is quite a change from living below our means. Unlike others who are able to cover their expenses by a pension, a spouse’s job, self-employment, or real estate rental, maybe supplemented by spending some dividends, we will actually start withdrawing from our investments.
Easy Early Retirement Portfolio Withdrawals | The Finance Buff
FINANCIAL ADVICE FROM THE THIEF NEXT DOOR
From Debt Files …
“Ola was a bad person. At least that’s what everyone told me. My neighbors told me he had a criminal record which included assault, car theft, and narcotics dealing, but that his REAL passion was B&E thievery.
I didn’t have much “stuff” but what I did have was precious – like my Fender Telecaster guitar which I bought when I was 16 years old with the proceeds from my first job at McDonald’s. I could visualize him breaking into my apartment and rifling through my things.”
Self Sufficiency: The Most Valuable Tool In Your FI Toolbox?
From Accidental FIRE …
We live in the golden age of information, and self sufficiency is easier than ever. The knowledge is out there to achieve your dreams, just do it.
Being single and an outdoor sports junkie means I’m often going out on adventures by myself. And now that I’m financially independent and semi-retired I have more time than ever for adventures.
But there is a down side – it’s harder than ever to find a partner in crime since most of my new free time is when 99% of the population is at work. I know, please don’t shed too many tears for me. Really, I’m good.
Self Sufficiency: The Most Valuable Tool In Your FI Toolbox? – Accidental Fire
PASSIVE INCOME: THE HOLY GRAIL OF FINANCIAL INDEPENDENCE AND RETIRING EARLY
From Guy on FIRE …
“Passive income is the holy grail of financial independence and retiring early (FIRE). By saving and investing over time your money you will gradually accumulate and develop streams of passive income.
Eventually, the various passive income streams will provide enough income to meet (or exceed) your living expenses. At such a time you will have ‘FU money’.”
Keep reading … PASSIVE INCOME: THE HOLY GRAIL OF FINANCIAL INDEPENDENCE AND RETIRING EARLY
The FIRE Feed
These are the most recent FIRE-related posts and articles, published within the past 48 hours.
Want to add your site to the FIRE feed? Submit it using the form at the bottom on this page.
- My least favorite stocks have NOT been doing well
How have my least favorite stocks been performing?It’s been about five months since I shared my two favorite stocks to short, $TSLA and $SNAP, and it’s high time for a checkin to see how my favorite shorts are doing. For those of you who didn’t read the original posts, here’s a quick summary of why I felt these stocks were headed for a fall. ... Read the article >>> - #10DayFI Episode 3 – Dry Run #FIRE in Dream Destination
In case you missed #10DayFI Episode 1 – Burnout, Break, Bros #10DayFI Episode 2 – Sobering 1st hand realization my almost 10 year career will be automated soon Day 7 – I scramble to gather my belongings while I try to savour the luxurious padded King bed as long as possible until an hour before… ... Read the article >>> - The Four Tendencies and Personal Finance: How to Motivate Yourself to Take Action Towards Financial Independence
“It’s been freeing to focus on what works for me rather than what’s wrong with me.” This post contains affiliate links. See Disclosures for details.I just recently finished reading Gretchen Rubin’s The Four Tendencies. A book I wasn’t sure about, but given I really liked The Happiness Project, I wanted to give this one a shot. Before I explain The Four Tendencies, I just want ... Read the article >>> - Ep.91 – We Need To Talk College with Beth Kobliner
October marks the beginning of the college financial aid application season. The Free Application for Federal Student Aid, more commonly known as the FAFSA, became available for the 2018-2019 school year on October 1. Having the college talk with your kids can certainly be a tricky and complicated situation. To help you guys out, we’re joined by bestselling author and financial literacy advocate, Beth ... Read the article >>> - Boundaries Are Necessities
Episode Summary: In this episode Patrice gives out her bulletproof template for establishing boundaries and having difficult conversations on the personal, familial and professional level. This episode is all about self love and putting yourself first while being aware of also respecting the expectations and boundaries of others. CLIFF NOTES Secrets to establishing expectations and boundaries The power of self awareness and understanding what ... Read the article >>> - Daniel O’Reilly: D-Railed Actor Shares His Secrets and Success
Today’s interview is with Daniel O’Reilly, an American actor born in New Jersey. From TV to movies, he has a natural ability to process material and make it his own, which allows him to live truthfully in the moment, earning the respect of his creative peer group. REAL PEOPLE SUCCESS STORIES DANIEL O’Reilly My questions/comments are in in bold, Daniel’s follow in plain ... Read the article >>> - Today Is Better Than Tomorrow
Starting something tomorrow is hard. You can always put it off another day and have to think about it up until you actually start. Plenty of time to psyche yourself out and put it off another day, and another, and another. So why not start today I wanted to do a version of “vlogmass” where […] The post Today Is Better Than Tomorrow appeared first ... Read the article >>> - Turn Your Measly $1,000 Into A Magnificent $1 Million By Investing In Property
Today’s post comes from Jen, a fellow S&S reader. Check out her tips for making your fortune investing in property! Turn Your Measly $1,000 Into... The post Turn Your Measly $1,000 Into A Magnificent $1 Million By Investing In Property appeared first on Savings and Sangria. ... Read the article >>> - How to Move Up the Credit Score Leaderboard
Credit cards can be a polarizing topic in the personal finance community. On one end, you have Dave Ramsey and his cash envelope system which abhors the use of credit cards. At the opposite end you have the travel hackers, who churn credit cards for travel rewards. The Heartland on FIRE household has covered the full range of the credit card usage spectrum. In 2017 ... Read the article >>> - 10 Ways To Tell You Have Impostor Syndrome (and what to do about it)
We’ve all heard the term impostor syndrome. It was a buzz word a few years ago and still clings to the wall of every women’s studies lecture hall. But what is it? Basically, it’s the fibromyalgia of workplace dynamics – it primarily happens to women and if you’ve never experienced it, you don’t really believe … The post 10 Ways To Tell You Have ... Read the article >>> - Living A Better Life Interview – Stephen at The FIRE Lane
Living A Better Life Interview Series – Stephen at The FIRE Lane In our brand new interview series, we are interviewing various individuals from across the web. This interview series focuses on how they are living a better life. They can be living a better life by pursuing financial independence, minimalism, simplicity, and many more aspects. Are you interested in being interviewed? Continue ... Read the article >>> - Is Dental Insurance Worth It?I originally published this post last year after having my first experience of going to the dentist without insurance. It was a much different post than I usually write for M$M, and after asking for your experiences with and without dental insurance, I wanted to turn this into a more comprehensive look at the question... Keep reading... The post Is Dental Insurance Worth It? appeared ... Read the article >>>
- Asset allocation
Everyone loves a hero: Bill Mazeroski hitting a home run to win the World Series; Jonny Wilkinson nailing a dying seconds drop goal to win the Rugby World Cup; Michael Jordan’s buzzer beater to win the NBA playoff series. The financial equivalents are the early backers of entrepreneurs like Elon Musk and Brian Acton; founders who execute a great idea and “suddenly” make their investors ... Read the article >>> - The Success Formula
If you flip a coin 10 times, how many times would you expect it to land on heads? The post The Success Formula appeared first on Four Pillar Freedom. ... Read the article >>> - 13 Things You Can Do TODAY to Improve Your Finances
Follow my blog with Bloglovin Financial freedom may seem like an unattainable dream, but it’s actually very achievable if you’re willing to prioritize your finances. Sometimes it’s doing the little things that can lead to big results in the long run. If you’re willing to take a few simple steps to set yourself up on […] The post 13 Things You Can Do TODAY to ... Read the article >>> - 1 Minute Binary Options Strategy: Increase Your Investment Returns
Let’s break down what the 1 minute binary options strategy is and how to effectively use it to boost your investment returns. 1 Minute Binary Options Strategy: Increase Your Investment Returns As forex trading advance, you will realize that there are many innovations to help traders get profits from the market. 1 minute- binary option is one of the best examples. 1-minute binary options’ trading ... Read the article >>> - Three Thrilling FIRE Scenarios – A Halloween Scare Fest
Three Thrilling FIRE Scenarios A Halloween Scare Fest On the road to FIRE, there will likely be many obstacles. The popularly infamous podcast where Afford Anything’s Paula Pant interviewed Money Madame Suze Orman brought forth many examples. Aging and hospice care, disability and job loss to name a few.Life ... Read the article >>> - Taming Your Market Cycle Emotions
Every day there is a new headline talking about how we are headed for a bear market or that the bull is still alive. It is natural to get caught up in... The post Taming Your Market Cycle Emotions appeared first on Dads Making Cents. ... Read the article >>> - How to Keep Medical Bills From Going to Collections and Save Your Credit
This post is from our regular contributor, Leslye. One of the most debated topics is healthcare. The costs of medical care is steadily rising, making it difficult for many consumers to keep up. It is estimated that about 1 in 5 adults have past due medical bills, and 1 in 4 among millennials and Gen-Xers. Medical bills can be overwhelming once they start to pile ... Read the article >>> - 10 Tips to Qualify for Public Service Loan Forgiveness
Read about some common mistakes to avoid under Public Service Loan Forgiveness and some actions to take to ensure you’re on track for program eligibility. … Read more10 Tips to Qualify for Public Service Loan Forgiveness The post 10 Tips to Qualify for Public Service Loan Forgiveness appeared first on Young and the Invested. ... Read the article >>> - A 6 Figure Salary is Possible (but Will Take a While)
Today’s post is a guest post from fellow 26 year old Erik who runs the blog The Mastermind Within. On his site, he shares tips and strategies to unlock your full potential in the areas of personal finance, career and self-improvement. He loves to help others, and uses his site as an outlet for this passion. Over the past 4 years, after getting a Master’s degree, ... Read the article >>> - Breaking my clothes shopping ban two months early
I own a lot of clothes. For years I was a serial clothes-buyer, accumulating a piece or five here and there at a low-level but steady rate whenever the urge struck to get a flowy summer dress or an oversized comfy sweater (y’all, I’m fighting that urge HARD right now, now that it’s finally fall in DC) or a cute new scarf. And then, last ... Read the article >>> - How To Break The Debt Cycle Once And For All
WOULDN’T IT BE NICE TO WORRY LESS ABOUT MONEY? Yesterday we make a trip to the Dollar Store to pick up some bits for an educational project I’m working on for our son. Outside on a bench sat a homeless man in his 30’s, scruffy looking but alert. He looked up at my wife as we walked by and asked if she had any ... Read the article >>> - Brain Health, part 2 – Stressed Brains
Welcome to part deux of my new series titled Brain Health. There is more to say about brains under stress! I’ve received enough encouragement to keep this series going, but as always I welcome all feedback, either in the comments or by contacting me. 🙂 Why am I writing a series on brain health on a personal finance blog? Well firstly, my PF blog is ... Read the article >>> - 9 Beginner Minimalism Tips To Start Simplifying Your Life
9 Beginner Minimalism Tips To Start Simplifying Your Life One area I’ve been focusing on recently is the opportunity to simplify my life. Decluttering both the physical and mental side through some minimalism tips so I can best focus on what provides value. That search for tips, tools and resources on minimalism helped me package up some beginning steps and strategies ... Read the article >>> - Captain DIY Hires A Contractor (Gasp!)
We’ll Start in the Way Back Machine Do you remember my Great Boiler Snafu? Probably not, as that was a while ago, but don’t worry, I’ll sum it up briefly for you. What happened was, during a cold frosty evening last winter, my boiler decided to not work for me after I waited too long to order oil. The nozzle got gummed up, and the ... Read the article >>> - Giving People Money Works (Universal Basic Income Part 2)On Tuesday we started a deep dive on Universal Basic Income by looking at what the concept actually entails. We explored the different problems that people believe UBI can solve and the different visions that groups of supporters have. We explored Universal Basic Income as a replacement for the safety net, as a cure for … Continue reading "Giving People Money Works (Universal Basic Income ... Read the article >>>
- Why $5 Million Is Barely Enough To Retire Early With A Family
When toddlers close their eyes, they think other people can’t see them. But I wouldn’t expect grown adults to think the same way. Despite half the United States population living in expensive coastal cities and other high-cost areas of the country, there is somehow disbelief and even outrage a family might need multiple millions, let alone $5 million dollars, in order to retire early comfortably. ... Read the article >>> - 5 Steps to Maximize Your 401k PlanAs U.S. companies continue to cut back on traditional retirement benefits and pension plans, the 401k has become the primary retirement vehicle for most corporate employees. And even these plans have started to disappear or become less-generous. So, if you are one of the lucky ones who still have access to a 401k plan, you’ll […] The post 5 Steps to Maximize Your 401k Plan ... Read the article >>>
- Half A Lamb – The Beginning
This is going to be a very difficult post to write. Even typing the title made my fingers resist the keyboard. This topic is still too raw and too close, but I will try to write it anyway, because I think it is important to capture the thoughts behind why we did this. We bought half a lamb, and intend to try to keep it ... Read the article >>> - How Fantasy Football Teaches You to Be Better at Personal Finance
The following is a guest post from Mike, who is a CEO, blogger, and forensic scientist. Check out more of his writings on the awesome MikedUp Blog! Every August for the past ten years has brought with it the same wave of positive emotions… One day I’m cutting the grass, reminiscing about the splash-pad adventure from the morning, and planning the evening activities when – out ... Read the article >>> - Giving Faceoff: Charitable Remainder Trust (CRT) versus Donor Advised Fund (DAF)
I’ve written extensively about how I use a donor advised fund to give more generously while taking advantage of the ability to reduce your taxable income while working and living in a high tax bracket. Another vehicle that can accomplish the same thing in a different way is the charitable remainder trust (CRT). I knew a little about them but hadn’t explored the concept in ... Read the article >>> - Brit FI Rules OK
There seems to be lots of FI blogs out there now from all over the world, especially the USA. When I initially found FI I couldn’t read enough about it, and subscribed to virtually every blog I came across. As time … Continue reading → The post Brit FI Rules OK appeared first on fiukmoney.co.uk. ... Read the article >>> - Is Tiny Living For You? What To Consider Before Buying A Tiny House
In a time where bigger houses mean better lives, many people are now trying to escape the rat race and go back to simpler living. Tiny living has become a movement in recent years, with more and more people getting rid of high costs of living and city dwelling for more serene and minimal lifestyles. But is tiny living for you? Here’s what to consider ... Read the article >>> - Expenses For September 2018
Time to open up the books on how much money I spent last month. Managing expenses is absolutely critical to becoming financial independent at a young age. In fact, I’d argue it’s much more important to be an excellent saver than an excellent investor in this regard. And in order to save, you must limit expenses....Read More » ... Read the article >>> - My anti monetisation manifesto – for me it’s about community not profit
Monetisation. It leaves a bad taste in my mouth. I feel seriously icky at the thought of making money out of something as fun as writing a blog. Moreover, I have structural problems with the concept. I feel the concept of monetisation suggests money should be prioritised at all costs. Where is this coming from? As I read reports from fincon (a big financial ... Read the article >>> - Navigating Through the 9 Pillars of Financial ServicesThe world of financial services is broad and it is good to have a good understanding of the overall picture. Today I am breaking it down for you AND I am providing you tons of resources so make sure you go to today’s show notes on the website so you don’t miss out. What You’ll Learn In Today’s Episode: The exact 9 pillars ... Read the article >>>
- Does Achieving Early Retirement Mean Failing A Career?
What did you want to be when you grew up? At various points for me it was a doctor, a librarian, an author, a bookseller. I never wanted to be an accountant that’s for sure. Nevertheless, having fallen onto that path many years ago, ambition kicked in and I put my best foot forward, ever upwards on … Continue reading "Does Achieving Early Retirement Mean Failing A Career?" ... Read the article >>> - The Enemy That Feels Good
Today I’m going to share some cold, bold, and blunt truth I’ve been learning recently: “If you listen to what feels good in your life, you’ll find that voice is often a liar.” I feel like we’re living in an age that defines normalcy as: “Do whatever makes you feel good.” But from my experience, doing things that make you feel good starts off ... Read the article >>> - My experience with the KonMari method (and the life-changing magic of tidying up)Because I'm a money nerd and a comics nerd, one of my favorite things is when these two obsessions come together in the form of (drom roll, please): financial graphic novels! You might think that's a niche I just invented, but you'd be wrong. I'll admit that financial graphic novels aren't common, but they are […] The post My experience with the KonMari method (and ... Read the article >>>
- Mid-Month Net Worth Report: October 2018
This post may contain affiliate links. Please view my disclosure policy for more information. Welcome back to another monthly net worth report! I began tracking our net worth in July 2017, and I have enjoyed watching it grow ever since. I use Personal Capital, which makes it really easy to calculate it and view our progress. It has been especially fun watching it grow the past two ... Read the article >>> - Calculating some FIRE numbers
I want to achieve financial independence and be able to retire early, just like many of you. There are many reasons for it. To slow travel more, spend quality time with family and friends, expand my mind and pursue my dreams and hobbies. To be able to manage my own time, and quite the commute. More freedom. But I realize that I don’t really have ... Read the article >>> - 5 Things You Need to Read this Wed, Oct 17, 2018Most popular post on My Early Retirement Journey this week: List of Single Girl Money Bloggers Wednesday Weekly is a round up of what I stumbled upon this week on the world wide web because sharing resources and information is what the internet is all about. WHAT I STUMBLED UPON THIS WEEK It’s Never Too … The post 5 Things You Need to Read ... Read the article >>>
- Meal Prep for Weight Loss on a Budget
Meal prep for weight loss on a budget has never been easier. With all the resources we have at our fingertips, you can start to save time and money while trimming your waistline. With meal prep, you can save money by eating food you prepare at home in bulk. When you purchase food in bulk and cook it yourself, it tends to come out cheaper than ... Read the article >>> - The Sandwich Generation: The Group You Didn’t Realize You Belonged To
What Is The Sandwich Generation The Sandwich Generation refers to the group of adults who care for their parents while supporting children of their own. This is a concept that most people are familiar with, but don’t realize actually has a formal name. If you are here, there’s a decent chance you are a member of the Sandwich Generation, or will be in the future. ... Read the article >>> - Quit Apologizing!
Since I’ve moved to Boise, every time someone asks me where I moved from, I sheepishly answer, “LA,” then say, “I’m sorry.” I say it kind of jokingly, because there are a TON of Californians who have moved to the Gem State for one reason or another, but for many, the low cost of living. This, of course, has caused a bit of a housing shortage ... Read the article >>> - Comment on Sometimes Spending is the Answer by Revanche @ A Gai Shan LifeWe should probably do take out for dinner tonight because “don’t want to break my 2.5 week streak of making dinner every week night” is a stupid hill to die on but also my cheap-@$$ spending is also the reason we just had to throw away a cheap plastic spatula that melted in the pan the first time we used it … because I wanted ... Read the article >>>
- Without FI, there is no FIRE
The FIRE movement is misunderstood. The drama of the last two weeks proves it. The question is, how can we fix this? ________ Ohhh we have a new supporter!! Last week, Suze Orman called FIRE “dumb and stupid.” “When I was 30 I was dumb and stupid as well, okay?,” she said in an interview with Yahoo! Finance, adding that she’s “pissed off” at ... Read the article >>> - Living a Better Life Interview Series
Living a Better Life Interview Series In our brand new interview series, we are interviewing various individuals from across the web. This interview series focuses on how they are living a better life. They can be living a better life by pursuing financial independence, minimalism, simplicity, and many more aspects. Are you interested in being interviewed? Continue reading! Want to be interviewed? If you want ... Read the article >>> - Why Investors Should Embrace The Next Stock Market Correction
I tend to think differently about a lot of subjects—the stock market is no exception. To put it bluntly, I can’t wait for the next stock market correction to happen! It might be the best chance I have to boost wealth and reach financial independence. A stock market correction would be the perfect opportunity to … The post Why Investors Should Embrace The Next Stock ... Read the article >>> - 10 Big Lessons I Learned Starting My Own Business
10 big lessons I learned starting my own business We are back to our series called PERSPECTIVES, with a focus on gathering real-life perspectives to help shed further realities on the subject of money. This series is aimed at offering deep insight whilst also inspiring and encouraging our readers to get better with money and ultimately seek Financial Joy and Independence in their lives. ... Read the article >>> - The Financial Perks of Being Blue CollarI didn’t think I’d work as a paramedic for very long. I thought I’d ride the adrenaline wave for a few years and get it out of my system before moving on to a “real career.” Well, I’m on the precipice of my sixth year and am more grateful than ever to have this job. In addition to the intangible benefits, like my friendships and ... Read the article >>>
- Our Feature on Saving JoyfullyCheck out our feature on Saving Joyfully! Andrea Joy is someone we really admire. We met her when we first started blogging, and we always felt she was one of our “partners in crime.” We’re grateful for everything she does for the FIRE community, connecting […] The post Our Feature on Saving Joyfully appeared first on The Dragons on FIRE. ... Read the article >>>
- 20 Tips To Make Moving Less Terrible
Moving is pretty much the worst. If you don’t believe me, it’s because you haven’t moved recently enough to remember how crappy it is. The endless packing (and unpacking), the overwhelming stress, the exhaustion, and the endless amounts of junk food. Not good times. I’m fresh off a big move and wanted to share a few of the moving tips I picked up along the ... Read the article >>> - Bonus Call: Active vs Passive Investing It’s one thing to have a retirement plan in place, but once it’s established, you need to tweak and modify it as the years go by, hence the need for regular financial checkups. That’s the case today with Jeff who first called me five years ago. Have a money question? Email me here. Better Off is sponsored by Betterment. Please let us know what you think ... Read the article >>>
- 50+ Financial Freedom Quotes to Motivate and InspireThe journey towards financial independence or financial freedom definitely comes with some challenges. When challenges and frustrations stand between you and your goals it can be helpful to find a little extra inspiration and motivation. Fortunately, there are plenty of quotes and short sayings that come from a variety of different wise people that can […] The post 50+ Financial Freedom Quotes to Motivate and ... Read the article >>>
- Aha Moment Debt Interview: How Cody Paid Off $83K In Two Years
We are back with another installment of the Aha! Moment debt series! This month we meet Cody, a young father who has worked with his wife to pay off $83,000 in debt in just 20 months. But I have to tell you something important. Cody and his wife have a combined income below six-figures. They work hard and they prioritize their spending, which has ... Read the article >>> - How Much Cash Should You Keep In Savings?
The conventional wisdom is that everyone should have three-to-six months’ worth of expenses in an emergency fund, but nowhere in that rule of thumb is it made clear where this amount of money should be stashed. And having your emergency fund in the wrong place can cost you. Here’s what you need to know about where you should be stashing your rainy day money: Cash ... Read the article >>> - Dividend Portfolio :: Payback PercentageIt should hopefully come as no surprise at this point that I love spreadsheets, as I have recently made adjustments to my dividend spreadsheet to track monthly stock performance and annual forward dividend income. As I read blogs across the DGI community, I always keep an eye out for how people track their portfolios and … Dividend Portfolio :: Payback PercentageRead More » ... Read the article >>>
- Comment on Sometimes Spending is the Answer by CarolynWe always buy good tools. Dewalt or other professional grade tools and we maintain them. My husband has an angle grinder he uses to sharpen lawn mower blades, and a work sharp flat hone he sharpens knives and other cutlery on. Hubby told my mother to bring her knives and sewing shears over and he would sharpen them for her, she did not need to ... Read the article >>>
- Women’s Personal Finance Wednesdays: Week 4 Roundup
Happy Wednesday, friends. We’re at hump day once again, and another edition of my women’s personal finance Wednesdays. The content published this past week was amazing, and these are just a few of my very favorite post by some of the women writing about personal finance and financial independence online. Representation matters, and you reading this articles and sharing them helps to broaden the ... Read the article >>> - Making Money Simple
This post contains affiliate links. Please see my full disclosure for more information. Thanks for supporting the blog! One of the ways that Mr. ThreeYear and I have been able to succeed over the years is to radically simplify life. As we get older, life has gotten more complicated. There are more apps you should be using, more activities to choose from, more long-form ... Read the article >>> - Tap Into Your Powerful Brain with Affirmations
One of the core thoughts and principles I live my life with is the thought I have a very powerful brain. And with this powerful brain, I’m capable of doing amazing and wonderful things. You have a powerful brain as well – one which you can tap into and do amazing things. One of the ways your can tap into your powerful brain is through affirmations. I’ve practice ... Read the article >>> - Hawaii on the Cheap and a Roam Mobility Giveaway ($100+ Value)
Hawaii on the Cheap and a Roam Mobility Giveaway ($100+ Value) We are off to Hawaii again! But this time only for around two weeks, and hanging out on the same island again (Oahu). One day I will make it to Maui (my husband has already been there so the odds are not that […] The post Hawaii on the Cheap and a Roam ... Read the article >>> - Getting Real About (Annual) Health Care Costs In Retirement
In its latest update, Fidelity recently estimated that the average 65-year-old couple will need a whopping $280,000 just to cover their health care costs in retirement, between Medicare Part B and Part D premiums, and additional out-of-pocket costs (or the Medigap supplemental insurance plan to mitigate them). Not including the potential cost of long-term care needs as well. As a result, one recent study of ... Read the article >>> - Sometimes Spending is the Answer
“He looks like Buster Brown.” This statement is equal parts puzzling and entertaining when you don’t know who Buster Brown is. That’s the camp I fell into before today. I could tell my mom was dismayed over my son’s new haircut based solely on her delivery. The deadpan look. The hand on her hip. The click of her tongue behind her teeth. If we’re being ... Read the article >>> - Wednesday Reads: Volume 33The wisdom of living like Bill & Steve (Gaping Void) The proven, reasonable and totally unsexy secret to success (James Clear) More than this (Diverse… The post Wednesday Reads: Volume 33 appeared first on Four Pillar Freedom. ... Read the article >>>
- Monopoly and Early Childhood Financial Education
The other day I began what will be a multi-year process teaching my son about Money. How did I start? By teaching him to play… Continue readingMonopoly and Early Childhood Financial Education The post Monopoly and Early Childhood Financial Education appeared first on Full Time Finance. ... Read the article >>> - Financial Independence and Retiring Early – What is it to YOU?
What Mr. Money Mustache got wrong about FIRE - Never thought I would say that! Forget Suze Orman, forget Mr Money Mustache. And I am inconsequential any way. What does FIRE mean to you? The post Financial Independence and Retiring Early – What is it to YOU? appeared first on Countdown to Tranquility. ... Read the article >>> - “Living off 50% of our income saved me in an unexpected way”
“Living off 50% of our income saved me in an unexpected way” Guys, check out this note I just received from a long-time reader of the blog… So powerful!!! So sad!! So inspiring!! Life Update: I was one of the original people referenced in the “live off 50% of your income” article. Fast forward 6 years. Just as we were about to retire in ... Read the article >>> - Cactus Invites and Free Wedding Websites
This post is in collaboration with Basic Invite. Did you guys know cactus-themed weddings were a thing? Apparently they became all the rage in 2017 and are still going strong. I’ve been out of the wedding game for a minute, but I can see it. Southwestern themes. Saving a ton of money on flowers. I could definitely be into it. Cactus Wedding Invitations You ... Read the article >>> - 4 Things That Are Making Your Coworkers Secretly Hate You
Has the phrase “I hate working” become your mantra every time you have a chance to talk to your coworkers? Is exuding negativity your daily MO, to the point that you foist your discontent on others? If you’re starting to get the feeling that you’re not very well liked at the office, it might be because of that negativity, or perhaps it’s due to another ... Read the article >>> - The Fear of Spending Money
The day should have been filled with joy. In the same weekend, our offer on the house we wanted to buy was accepted, my favorite NFL team kicked an NFL record-tying field goal as time was expiring to win the game , and my 33rd birthday was being celebrated! However, joy is not what I felt. What I felt was anxiety stemming from the fear ... Read the article >>> - Money In Your 30’s – Captain DIY
Welcome to Money In Your 30's, the occasional series where we on Chief Mom Officer chat with folks in their 30's about their money situation. Taking a peek inside the personal finances of others is a fun way to learn about how different people handle money. Participants in this series also get a chance to ask questions of CMO readers, and Captain DIY has a ... Read the article >>> - 5 Key Tips to Obtain Financing for a Used Car
Financing a used car can be difficult at times, but not if you are prepared before you engage with a seller. Here are the 5 most important tips to obtain financing for a used car. 5 Key Tips to Obtain Financing for a Used Car Are you looking to borrow money for a new car or vehicle? Well, you may need a loan and ... Read the article >>> - I’ve Paid off the Mortgage, Now What?
So, you broke up with the bank and paid off the mortgage? Congratulations! Pat yourself on the back. Seriously. Paying off the mortgage is an awesome achievement and one you should be proud of. Related: Dear Bank, It’s Not Me, It’s You According to a recent article in the Washington Post, only 34 percent of American homeowners have 100% equity in their homes. Frankly, I ... Read the article >>> - [Ep. 172] How to Earn $10,000 Per Month as a Virtual Assistant with Kayla SloanThe post [Ep. 172] How to Earn $10,000 Per Month as a Virtual Assistant with Kayla Sloan appeared first on Jessica Moorhouse. ... Read the article >>>
- Build Your Own FIRE Home | Mr GroovyHave you ever thought of building your own home? Today we’re excited to be interviewing Mr Groovy, who retired in 2016 and is now building his very own ‘Groovy ranch’ in North Carolina. We explore something called ‘domestic geoarbitrage’. You’ll love his story. We also chat about… What he’s been doing since he retired Why he chose to live in rural America The process ... Read the article >>>
- 4 simple (but not easy) steps to start your retirement savings
I read the article “Why People Aren’t Motivated to Address Climate Change” the other day on some recent developments in climate change research and it got me thinking. I’m not sure how much you know about climate change but the world is facing a long term threat. The report essentially said that if we get our ... The post 4 simple (but not easy) steps to ... Read the article >>> - 2 Months In, Where To Go From Here
Probably not all that exciting of an update, but as content is a little limited this week (I am working on several longer form posts), I thought I’d recap where things go from here. In the past 2 months, this blog published 38 posts on a variety of topics from history to the yield curve to how tax reform totally screwed up the after-tax cost ... Read the article >>> - Barista FIRE: Bridging the Benefits GapStarbucks. Everyone loves it. From frappucinos to lattes, from chai tea to Refreshers, it seems no one can get enough. Okay, fine – not everyone loves it. This post might be old, but most of these ideas are still relevant. Love it or hate it, though, it would be tough to deny that Starbucks is a […] The post Barista FIRE: Bridging the Benefits Gap appeared ... Read the article >>>
- How To Start an Online Business With (Almost) No Money
Today we have a guest post written by Christian Lee, a blogger at 3hundrd.com. Christian has been banging his head for 6 years trying to figure out how the gurus start a profitable business online. He’s finally figured it out and would love to share his insights with you! And don’t worry, he knows it’s close to […] The post How To Start an Online Business With ... Read the article >>> - You Don’t Want to be The Person Who Owns the Boat.You Want to be Friends With the Person Who Owns the BoatIf you own a boat the first thing you need to do is buy a boat, which can range from a few thousand to a few hundred thousandWelcome to the Making of a Millionaire, daily rundownEvery Tuesday, I’ll bring you snippets from stories on how to live a more frugal life. Including strategies to spend less money ... Read the article >>>
- Investing Deathmatch: Investing in the Stock Market vs. Just… Not
It’s time for another thrilling episode of… INVESTING DEATHMATCH! In which we pit two forms of investing against each other and see which one escapes the struggle unscathed. Today’s fight is an ancient grudge match between two opposing philosophies: extreme caution and risk-taking. In one corner we have investing in the stock market—an inherently risky proposition but one that comes with untold rewards. In the ... Read the article >>> - Confession of a Financial Fornicator
This article “Confession of a Financial Fornicator” was originally featured in Upscale Magazine’s October issue. I’m looking forward to providing financial tips and advice in upcoming issues. Also, check out my articles via UpscaleMagazine.com. As a financial executive, I had a dirty little secret. I was giving financial advice to people, but I was committing... The post Confession of a Financial Fornicator appeared first on ... Read the article >>> - Delondra Williams: Writing Tips, Success, And Surviving The Z Poc
Today I am excited to share with you an interview with Delondra Williams, who agreed to share her Success Story. Delondra writes for some of the best shows, such as Z Nation and Step Up: High Water. She shares great tips on how to be a better writer and survive the Z Poc. Writing Tips, Success, And Surviving The Zombie Apocalypse My ... Read the article >>> - 6 Reasons Why We’ll Never Flip Another HouseJust two months ago, my wife and I made a $27,400 profit from a flip house. Then we vowed to never flip another house again in our lives…6 Reasons Why We’ll Never Flip Another HouseOkay, sure, it was fun to make the house purchase, fix everything up with our bare hands, sell the property, and then put a huge lump of cash in the bank…but ... Read the article >>>
- Introducing My First Financial App – Visualizing Monthly SpendingMost people don't know how much they spend each month. So, I built an app that summarizes and visualizes monthly spending... The post Introducing My First Financial App – Visualizing Monthly Spending appeared first on Four Pillar Freedom. ... Read the article >>>
