From The Humble Penny ... Money can make or break relationships. Whether you are still dating or in a long-term relationship or marriage, … Read the post >>> about How To Get Your Partner On Board For Financial Independence
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Today’s Featured FIRE Content
7 Effective Money Habits To Help Your Personal Finance Journey
From Making Momentum ... One of the most popular, best-selling business and personal development books is Stephen Covey’s The 7 Habits Of … Read the post >>> about 7 Effective Money Habits To Help Your Personal Finance Journey
Your Definition of Financial Independence May Be Different From Mine
From Financial Peacock ... Your definition of financial independence may be different from mine, and that’s okay. I had a spirited debate … Read the post >>> about Your Definition of Financial Independence May Be Different From Mine
Random FIRE Articles
TAX LOSS HARVESTING
From Dividend Geek …
“Tax-loss harvesting is a process selling equities (stocks, ETFs and mutual funds) at a loss to get tax benefits. This might sound counterintuitive. Why would you sell at a loss?
The idea is to sell the equity to realize a loss and then buy back the equity at reduced a price. Effectively, realize a loss without any change in portfolio. In a way this can be considered as an indirect income. Interested?”
Keep reading TAX LOSS HARVESTING
Planning to Pull the Early Retirement Trigger
From A Purple Life …
I am a serious candidate for One More Year Syndrome. I know this. Major life changes are scary and my dislike of unknowns and my discomfort with change just adds to that.
When I moved across the country to a city I’d only visited once I was terrified. But I did it – I knew I had to because I had a locked-in the end of our lease.
I’m doing the same thing for my retirement. To celebrate my retirement my Mom and I are going to travel around New Zealand and Australia for a month. Our flights will be booked … so in November 2019 I will be locked in to an September 30, 2020 retirement date.
Planning to Pull the Early Retirement Trigger – A Purple Life
Retirement Planning: How Do Americans Pay For Retirement?
From DQYDJ …
In our series on American retirement, we penned two articles on retirement preparation – American retirement savings and retirement savings by age. For those posts we built savings estimates by asset classes, but didn’t look at how retirees are behaving. In this post we use 2017 Survey of Household Economics and Decision making microdata to see how do Americans pay for retirement, and also look at what is retirement. Hopefully this data is useful for your own retirement planning.
A SHED series of questions enumerated retirement funding sources and asked people who self-classified as retired if they utilize them. As you can see, sources vary quite a bit – but there are some interesting threads in the data.
Retirement Planning: How Do Americans Pay For Retirement? – DQYDJ
HOW TO RETIRE RICH WITHOUT LIGHTING THE WORLD ON FIRE
From Mad Money Monster …
“With all the buzz these days around climbing the corporate ladder and starting businesses, it’s easy to think that building real wealth is reserved for a privileged few. I’m here to tell you that THAT is simply not true.
So, if you tend to think you’ll never become rich because you have no plans of lighting the world on fire by creating the next Amazon or Snapchat, this post is for you!”
Keep reading HOW TO RETIRE RICH WITHOUT LIGHTING THE WORLD ON FIRE
Don’t Confuse FIRE With Fire
From DiverseFI …
I love the FIRE (Financial Independence/Retire Early) acronym. Not only does it capture everything in just four letters, the imagery is stunning. The passion and flames of financial independence burn inside of us. This is not the movement for the bland, uninsightful, or cold.
We are hot-blooded individuals who bring the heat to everyday life. But if you take the metaphor a little farther, things start to break down. Fires can be quenched, flames die out. There is an insidious risk in the financial independence community. Many of us confuse our goal post with our post or even pre-goal plan. We confuse FIRE with fire.
Now that I’ve completely lost you, let’s dive in.
Don’t Confuse FIRE With Fire – DiverseFI
The FIRE Feed
These are the most recent FIRE-related posts and articles, published within the past 48 hours.
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- 15 Best Survey Sites (That Actually Pay Cash)
Best survey sites Whoa, take paid surveys for cash? Really? Can you actually earn money for free online by taking surveys? This idea may be new to some of you, but for those of you who have already heard about online survey sites, you might be asking… What are some survey sites that actually pay? What […] The post 15 Best Survey Sites (That Actually Pay ... Read the article >>> - Meaningful Gift Ideas For Friends And Family 2018
Meaningful Gift Ideas For Friends And Family 2018 This time of year presents an opportunity for us to consider friends and family, and give gifts that are meaningful. Gifts should be a personal thing, and some thought applied makes it more special. There is nothing worse than giving gifts just for the sake of it. They should be given cheerfully and with nothing expected. ... Read the article >>> - Thanksgiving Remembered
The Thanksgiving of 2017 will be a Thanksgiving forever remembered. Before last year, the holiday highlight reel was a series of canned memory clips… Cramming family around a small table (and sometimes being relegated to the ‘kids table’ after I thought I had outgrown it) Eating more calories in a single sitting than in the days leading up to the meal Helping clean up after ... Read the article >>> - Gross Ideas On How To Save MoneyPhoto by Charles Deluvio 🇵🇭🇨🇦 on UnsplashI recently read a blog post by Melissa Blevins where she introduced the concept of “extreme frugality”. Regular frugality includes things like cutting the cable, not eating out at restaurants or even ditching your car for a transit pass. If any of those things sound like too much of a sacrifice for you, then be prepared to start rolling your ... Read the article >>>
- The 1 thing that’s standing between you and your moneyThe primary reason why you aren’t making enough money, or not reaching your desired income is because of your own mind.Wait. Before you click away or close the tab, I want you to think about this — what were you expecting to read when you saw the headline?Another set of strategies? Best kept secrets of the wealthy? Maybe you haven’t hustled hard enough? Or maybe another productivity hack ... Read the article >>>
- The 4% RuleA Safe Withdrawal Rate For Your Retirement SavingsContinue reading on Making of a Millionaire » ... Read the article >>>
- Thanksgiving on a Budget is Possible & Free Turkeys are Real! | EBC“He, who thanks with the lips, Thanks but in part…The full, true Thanksgiving comes from the heart!”The day of Thanksgiving is officially close enough- time for you to pull out the big meat cleaver and mandolin, start spice-shopping and get ready for the toughest 12 hours in the kitchen. Oh, while you’re at it, carve a sliver of your hard earned money too!Yes, we’re all in for festive ... Read the article >>>
- How to Overcome a Language Barrier in Communication
Whether you are traveling or freelancing, a language barrier in communication can pose a huge problem with efficiency. Here’s how to overcome a language barrier in communication. How to Overcome a Language Barrier in Communication Since time immemorial, language has been a unique form of communication. Culture and language have evolved over the years. Human language enables speakers to express their thoughts in words. Speakers ... Read the article >>> - What If You Had Six Months To Live? (Happy Thanksgiving Edition!)
“We can’t really live until we die a little.” –Deadpool 2 Hurt Shoulder, Lumpy Ball I went to the doctor last Thursday for a physical and to have my shoulder checked out. Everything was going fine until the doctor said: I usually do a testicle exam. Is that OK? My doctor is a female, but I don’t have hangups about these things, so I ... Read the article >>> - Family Day at the Mattress Factory #Pittsburgh
This post is in collaboration with The Mattress Factory. In case you’re not down with long lines and waking up super early to take advantage of all the deals this weekend, I wanted to take a minute today to let my Pittsburgh fam know about a cool event going on this weekend in the Burgh. It’s called Family Day, and it’s happening at the ... Read the article >>> - 7 Best Side Hustles for the Fall
“Raindrops on roses And whiskers on kittens Bright copper kettles and warm woolen mittens Brown paper packages tied up with strings These are a few of my favorite things.” The holiday season which is one of my favorite things is fast approaching. But before we skate right onto the season of peppermint and onesies, let’s[...] The post 7 Best Side Hustles for the Fall appeared ... Read the article >>> - #FASuccess Ep 099: Finding Better Alignment Of Values And Belief Systems By Focusing On A Religious Niche with Rob West
Welcome back to the 99th episode of the Financial Advisor Success podcast. This week’s guest is Rob West. Rob is the president of Kingdom Advisors, a membership organization that supports financial advisors who want to serve Christians as their niche market segment. What’s unique about Kingdom Advisors, though, is that they’ve formed not only a community of 2,600 financial advisors from all the different industry channels ... Read the article >>> - It’s eBay Season. Sell the Oddball, Unusual, and Unloved!
We take in the unwanted and unloved – and sell it! Ebay sales are terrible in summer. Mark it down. We’ve only been at this for a year but October through January seems like the time to sell your unloved junk. It also helps to have a big-ass house and an eye for unusual free … Continue reading "It’s eBay Season. Sell the Oddball, ... Read the article >>> - Your financial family tree: What our parents teach us about money
Last weekend, Kim and I flew to Utah for a reunion with friends from the 2016 chautauqua in Ecuador. While in Salt Lake City, we met up with Jesse Mecham (the founder of You Need a Budget), visited Utah Olympic Park, and attended a Sunday morning performance of the Mormon Tabernacle Choir. Our group also spent an entire afternoon at the Mormon Family History ... Read the article >>> - A Brutally Honest Look at My Finances at 26
A year ago, I shared my brutally honest look at my finances at 25. Now I’m closing out my 26th year, and it’s time to take a look back on how things have gone since then and to start thinking proactively about where I want to be when another year has come to pass. I’m about to turn 27, which is arguably the best number ... Read the article >>> - Hawaii Diaries #4 – ATV Tour, Poipu Beach and Spouting Horn
We were up early in the morning to head to our ATV Tour. My wife booked the early morning ranch tour with Kipu Ranch Adventures. I was feeling a bit better after my seasick adventures as we drove over. The sun was just rising as we put on our gear and listened to the rules. […] The post Hawaii Diaries #4 – ATV Tour, Poipu ... Read the article >>> - Turning A Medical Diagnosis Into A Springboard For Financial Freedom“photo of person analyzing X-ray result” by rawpixel on UnsplashChris and Debbie Emick were living a typical upper-middle-class life and were on pace for a nice retirement in their 60's. But as they detailed on the Bigger Pockets Money Podcast, all that changed when Debbie received some bad health news that made them reevaluate everything and take massive action to achieve financial independence.Different Starting Points With MoneyIt’s ... Read the article >>>
- Best HSA Provider for Investing HSA Money
[Updated in November 2018 after Fidelity Investments started offering HSA to the general public.] An Health Savings Account (HSA) has triple tax benefits: tax deductible contributions going into the account, tax free growth within the account, and tax free distributions coming out the account if used for eligible medical expenses. In addition, the required High Deductible Health Plan (HDHP) usually has a lower premium. For ... Read the article >>> - 3 Money Lessons from Til Debt Do Us Part
“Money isn’t rocket science.” – Gail Vaz-Oxlade Til Debt Do Us Part is a Canadian television series that follows couples that are going through financial crisis and financial expert, Gail Vaz-Oxlade, comes in to help the couple find solutions. The series ran for over 100 episodes from 2005-2011. It also had a spin-off called Princess. She teaches couples to go from red to ... Read the article >>> - WCI’s Fire Your Financial Advisor Course in Action: A Couple Creates Their Financial Plan
Earlier in 2018, the White Coat Investor debuted his first online course, the provocatively titled Fire Your Financial Advisor. [★★ 15% off with code CFE2018 through 11/26/2018] The course may not have won him many friends in the financial services industry, but it has given him hundreds of happy course graduates who now feel empowered to create their own comprehensive financial plan and manage their ... Read the article >>> - Fall Garden Update: November 2018
It’s been a few months since my last garden update (the most recent being in August), but my goal is to write these at least semi-regularly so I can keep track of what things look like year round, not just when the garden is in full swing and has plenty ready to harvest. That said, I did harvest some produce out of the garden year ... Read the article >>> - Ways to Save Money on Gifts for Family and FriendsYou’re probably getting bombarded with a lot of these types of posts right now… “how to save money during the holidays.” This one, though, this isn’t going to be like the rest of them. This one is about creative Christmas gifts that work no matter what winter holiday you are celebrating. This one is also... Keep reading... The post Ways to Save Money on Gifts ... Read the article >>>
- Build Wealth Slowly: An Interview with Spills Spot
Building wealth is not a sprint. It’s a marathon. You need to position yourself for the best possible success from day one. Here’s an interview on how to build wealth slowly. Build Wealth Slowly: An Interview with Spills Spot I wanted to call this interview series “build wealth slowly” because of how awesome a point of view Matt has from Spills Spot. Since launching my ... Read the article >>> - How to Use a Personal Loan Responsibly
Borrowing to pay for college, a down payment on a home, or even a car is a financial given for Americans striving to reach their long-term goals. These loans are as common as Sunday brunches and binge watching Netflix. And with the rising popularity of personal loans, it’s clear that they, too, are becoming a...Read More ... Read the article >>> - The (Financial) Stories We Tell
There is no one version of the truth. Everyone’s financial story is unique. Bad things happen. Good things happen. You The post The (Financial) Stories We Tell appeared first on Chief Mom Officer. ... Read the article >>> - How to Make Money on Pinterest: 6 Different Ideas
Pinterest users love how easy it is to find (and organize) interesting content on just about any subject you can imagine. Several years ago Pinterest was great for certain things like DIY projects, recipes, style and fashion… but not as useful for other types of topics. Today, it seems like Pinterest has something for everyone. […] The post How to Make Money on Pinterest: 6 ... Read the article >>> - Why I’m Choosing Yoga and Body Weight Exercises over Weight Lifting
Deep breath in… hold it… lengthen the spine… lift the heart… roll the shoulders back… and exhale. 2 weeks ago, I joined the yoga studio 2 blocks from my house and have attended 4 classes since starting. In November, I’m getting back to prioritizing my health and wellness. One of the goals I set this year was to lift weights 3 times a week, but ... Read the article >>> - 21 Money-Saving Gift Ideas for Frugal People
Do you have a special someone in your life, who just happens to be a totally frugal penny pincher? You know the type. They’re all about saving cash, and you’ve definitely heard them rant once or twice about the “commercialization of the holiday season.” These people are a nightmare to shop for! For these folks, the usual go-to choices, like that newest iPad ... Read the article >>> - How Much Should I Have Saved By 35?
How Much Should I have Saved By 35? I turned the big 3-5 this year and I am feeling my age (or maybe it was pregnancy induced that my body is more fragile than it ever was) because I have this chronically numb toe and I had terrible wrist pain/ tendinitis post-pregnancy for a 8 […] The post How Much Should I Have Saved By ... Read the article >>> - Revenue Productivity Ratios: The 3 Most Important Numbers To Manage In An Advisory FirmAs advisory firms grow, it’s crucial to both measure and manage the productivity of the firm. At the individual level, productivity is typically measured by evaluating the amount of time it takes to complete various key tasks. At the firm level, it’s measured through key “revenue ratios” that become Key Performance Indicators (KPIs) for the entire business. The first key revenue ratio that all advisory ... Read the article >>>
- Is It Greedy to Want More Money?Estimated Reading Time: 4 minutes Do you feel a little greedy when you are researching ways to make more money? I mean, we have been taught to be happy with […] The post Is It Greedy to Want More Money? appeared first on Budget Like a Lady. ... Read the article >>>
- The Four M’s Of Finding “Limitless” Success As A Solo AdvisorThe traditional view of business is that the best way to grow a better business is to implement better business methods, often gleaned from industry benchmarking studies that try to identify the “best practices” being used by leading firms. Yet while it certainly is important to implement effective business tactics, the reality is that especially in solo advisory firms, the business itself is often a ... Read the article >>>
- Gratitude Is Great, But This Will Easily Change Your Life
Don’t get me wrong, gratitude is a beautiful thing. I realize most of us are thinking about giving thanks and having gratitude this week. I mean, Thanksgiving. This is the time of the year when we step back, look at the big picture, and express gratitude for all the good stuff in our lives. Nothing at all wrong with that. Gratitude is undoubtedly beneficial ... Read the article >>> - The Costs and Benefits of Dog Ownership
The costs of dog ownership are not only monetary. Including dogs in your family brings with it considerable responsibility, a significant time commitment and, yes, ongoing financial obligations. The benefits include fun, companionship, and scientifically proven improved health outcomes. In Nickel and Dime’s opinion, the quality of life benefits are worth the costs. Money When … The Costs and Benefits of Dog Ownership ... Read the article >>> - Holiday Money Wins
It’s the most wonderful time of the year, and it’s also the spendiest. Or is it? If you believe news channels or angry tweets, then maybe. It seems that most people look at this time of year as one in which we lose what little willpower we have and become total gluttons, mindlessly downing empty calories just as fast as we fritter away cold hard ... Read the article >>> - 9 Part-Time Jobs for Teachers (After School & In the Summer)
I used to be a high school English teacher and so I've had a lot of experience thinking about part-time jobs for teachers. Although teaching provided me with the highest salary I'd ever earned to date, it was still a relatively low wage. So it came as no surprise that many of my teaching colleagues worked side gigs. They did this either throughout ... Read the article >>> - Would I Have Switched To BRS If Given The Option? Part 1
For more information you can find all of my Blended Retirement System posts on my BRS page. We officially have less than 1.5 months left in 2018. I know, I can’t believe it either! But don’t worry, your military bloggers have got you covered. The indomitable Kate Horrell, who is dedicating her life to making military members and families smarter about money, has gathered dozens ... Read the article >>> - How to Buy an Electric Bike
Step 1: Research Electric Bikes. What are the kinds? The makes? The models? Read about them. Test drive them. When you travel for business, find the e-bike store and test drive some more. Step 2: Set a major financial goal, and say the reward for accomplishing it will be an e-bike. Work toward goal for years, all while casually researching and test driving the e-bikes. ... Read the article >>> - Doing this one thing will make you happier than being rich
It’s easy to always want more. Western culture (especially in the USA) is inundated with media and advertising telling us that our lifestyle isn’t good enough and something new will make us happier. It’s easy to believe money will be the solution to happiness: I’ll be happier when I can buy more. Making more money will make me happier. I’ll be happier when I’ve saved ... Read the article >>> - Why You Don’t Need a Hair Transplant
Getting older has its benefits. In most cases, you can’t help but become at least a little wiser. The ups and downs level off a bit, helping you stay somewhat more even-keeled. With any luck, you’ve gravitated towards a profession that’s a good fit and your pay reaches new highs. Then, there’s the shitty part. […] The post Why You Don’t Need a Hair ... Read the article >>> - Is Your Retirement OnTrajectory?
When I discovered the (FIRE) Financial Independence Retire Early community, I was motivated to finish my debt pay off journey so I could start maxing out my retirement accounts. I may be a late gamer but I’m good at intensity. I’m now maxing out my retirement accounts, living debt free, and ratcheting up my savings rate. I’ve done the calculations and I estimate that I ... Read the article >>> - Holiday Gift-Giving Guide
This post contains affiliate links. Please see my full disclosure for more information. Thanks for supporting the blog! I am so excited! I’ve been wanting to create a holiday gift-giving guide for a while and I’ve finally done it. I hope you enjoy. I really love everything I’ve picked. Christmas is upon us! Hanukkah starts in two short weeks. Get your kinara out; Kwanzaa ... Read the article >>> - Financial Advice for Young Families
Finances are a cornerstone in a solid relationship with your partner. Starting on the right path as a young family … More The post Financial Advice for Young Families appeared first on Financial Pilgrimage. ... Read the article >>> - Trading like an Escape Artist: How I made money in October trading S&P Futures Options with 2x leverage
October was a scary month for stocks: the worst monthly S&P 500 return in seven years! And November is off to a volatile start as well! We haven’t even seen a real correction yet but apparently, the drop was bad enough for me to got inquiries from friends and former colleagues asking how I’m doing with our portfolio and if (and when?) I’m going to ... Read the article >>> - How To: Learn How to do Anything
Learning a new skill or ability can be a laborious, difficult, immensely satisfying thing. The problem most people have when they set out to learn something new is the expectation that they will go from where they currently are (total n00b who is more likely to hurt themselves than accomplish anything) to getting congratulatory phone calls from the This Old House crew for their incredible ... Read the article >>> - Spend the money while you have it.
Before the kids were born, Mrs. T and I lived in a condo in Vancouver for a number of years. When Baby T1.0 was almost 1 year old, we moved from Vancouver proper to the house we live today, situated in one of the Metro Vancouver suburbs. While we lived in Vancouver, although we were very close to many things like concert venues, art gallery, ... Read the article >>> - How “Property Brothers” Saved My Marriage
This past June, we decided to sell our home FSBO (For Sale By Owner). At first, it was a lark, a chance to see if we could make it happen without an agent. We didn’t need to sell, we were in no rush. We had entered the season of an empty nest as both of our children had moved out and gotten married. Our ... Read the article >>> - Target 2025
As some of you might have noticed recently, I have thrown around the number 2025 around on various social media outlets. That’s because I am doing something scary. Something I am not very good at doing – namely trying to set a goal and a date for when I want us to have bought and moved into our dream home in the woods/by the sea. ... Read the article >>> - Increasing Your Net Worth on a Low Salary
Is increasing net worth possible when you don’t make a lot of money? There are crucial metrics to track when finally getting your finances in order. Your income, savings, and expenses are important to track. But net worth is another vital measure of financial health that is often overlooked. What is net worth? I didn’t start tracking my net worth until a few months ago. ... Read the article >>> - Hacking the 4% rule!You know you have awesome readers when you ask them for help and they respond in droves! Reader Cameron, who has been commenting since the early days of this blog, offered a post too. But this one might cause a[...] The post Hacking the 4% rule! appeared first on Cheesy Finance. ... Read the article >>>
- Is Your 401k Too Big – Part 2
(This post is the 2nd in a series. Subsequent posts forthcoming… soon. See the first post: Is Your 401k Too Big?) A Traditional 401k / IRA allows us to invest for the future in a tax advantaged way. However, in some cases these accounts can become tax disadvantageous due to sheer size. When the IRS forces withdrawals after our 70 1/2 birthday (the RMD), large ... Read the article >>> - 19 Powerful and Effective Ways to Cope With Anxiety
Are you a highly anxious person? I’m one, and I hate it. Anxiety, like stress, is one of those “silent killers” that wears us down slowly, day by day. It also makes life harder and more unpleasant than it has to be. From the butterflies in our stomach before a big event to that constant tension of everyday modern life, it’s something that all of ... Read the article >>> - Why It’s Better To Retire In A Bear Market Than In A Bull Market
Living a comfortable retirement life is all about managing expectations. You generally don’t need as much as you think to be happy because the freedom you gain more than makes up for lost income. However, if you retire at the top of a bull market, and don’t change your risk profile, you’re screwed. The day you retire will be about as good as it gets. ... Read the article >>> - 7 [Financial] Habits That Have a High Rate of Return
7 [Financial] Habits That Have a High Rate of Return Remember the other week when I posted that tweet about the 7 habits that have a high rate of return in life? Where I rocked almost all of them except for the “exercising 3x a week” one where I appropriately scored an F-? Well, not any longer my friends!! That silly little tweet stirred ... Read the article >>> - Societal Views on Wealth: The Next Millionaire Next Door
When I heard there was going to be another “The Millionaire Next Door” book I just had to do a review. But of course we… Continue readingSocietal Views on Wealth: The Next Millionaire Next Door The post Societal Views on Wealth: The Next Millionaire Next Door appeared first on Full Time Finance. ... Read the article >>> - Amazon Is Coming To Crystal City, VA. How Does That Affect Our Financial Plans?
If you haven’t heard already, Amazon is opening half of its second headquarters (HQ2) in Crystal City, VA. In a previous post on July 16, I discussed how Mr. FAF and I went house-hunting in Northern Virginia because Mr. FAF heard a rumor that Amazon was coming to the area. At that time, we didn’t know which part of Northern Virginia Amazon had its sight ... Read the article >>> - Top Seven Financial Independence Milestones
The journey to financial independence can be a long slog. Unless you’re an investment banker or happened to get lucky with your stock options, it takes most people decades to get there. Now, there’s nothing wrong with hard work and dedicating yourself to a noble goal, but it can be lonely. No one is going […] The post Top Seven Financial Independence Milestones appeared first ... Read the article >>> - MIMH048: Why Now is the Time to Self-Publish Your First Book
The post MIMH048: Why Now is the Time to Self-Publish Your First Book appeared first on #moneyhungry. One of the most enjoyable parts of my business is my self-publishing romance novels. As a long-time obsessive reader and writer, it’s hardly surprising to me that I fell in love with writing and sharing my own fiction and non-fiction works. This podcast episode shares why now is ... Read the article >>> - How To Save 30% Or More On Christmas Presents
This Post is a little different format than you may be familiar with. To help you save money on holiday shopping and Black Friday deals I searched out coupon codes to help you save up to 30% or more. You will find the codes throughout the post. How To Save Up To 30% Or More On Christmas Presents Can you believe the holidays ... Read the article >>> - There Is No Financial “Truth” (But Why That’s a Good Thing)
We're supposed to save 2 times our salary by age 35, or is it 25 times our expenses to retire early? We're supposed to ignore Social Security, but also claim it at 62 to hedge against market risk. We should try to get out of debt as quickly as possible, but also paying off a mortgage early is missing out on potential market gains. There ... Read the article >>> - The Three Point To-Do List
Sometimes it can feel a little overwhelming when you have so much you want to achieve and accomplish, and it can be harder when you’re head isn’t on board to help get you there. That’s where a three point to do list comes in. But you’re not going to do just any three tasks that […] The post The Three Point To-Do List appeared first ... Read the article >>> - Guest Post: I Started a Website…And I’m Freaking Loving It
About 15 years ago, my friend Ryan asked me if he should consider dating Jessica – a girl from his church that was quite a bit younger than him. After hearing all the good he had to say about her, I told him to go for it…and he did. Sadly, I moved away soon after and Ryan (and Jessica) and I lost touch. You know ... Read the article >>> - How to Start a Blog: A Step by Step Quick Start Guide
Are you considering starting your own blog? Great! Well, today is the day to make that a reality. I’ll show you how step by step. Why You Should Blog Okay, let’s begin with your WHY. There are thousands of reasons why!. But, it’s probably because you have the desire to share a passion of yours. You could blog about a hobby, family, work, or anything really. ... Read the article >>> - Why Do Bitches Get Riches?: The Power of Unapologetic Confidence and Getting Shit Done
As you know, Kitty and I went to FinCon 2018 this past September. It was a magical time of education and bonding with our comrades-in-arms, and we returned with our heads spinning with new ideas for making Bitches Get Riches better, faster, stronger. We also came back with a renewed vigor for our mission. And that meant taking a long, hard look at what we ... Read the article >>> - August Expenses – $2392.54: Let me spend, let me spend, let me spend
Let me spend, let me spend, let me spend The post August Expenses – $2392.54: Let me spend, let me spend, let me spend appeared first on Financial Orchid. ... Read the article >>> - How Much Money Do I Need to Retire?We’re all looking for a way to secure a future. It’s common to have dreams of a good retirement, with plenty of money to enjoy life. However, you can’t expect to just have enough money to live on if you want to be comfortable. You have to plan ahead. A survey from the Employee Benefits Research Institute indicates that more than half of workers in ... Read the article >>>
- 17 Lessons to Improve Your Money & Life
I’ve learned a ton during the past decade, thanks to reading, interviewing, and massive trial-and-error. I’ve distilled many of these lessons into today’s blog post. Here are 17 lessons that can improve your money and life. #1: Money Can’t Make You Happy, But Lack of Money Can Make You Unhappy They say, “money can’t make you happy.” But that’s false. Researchers have examined the ... Read the article >>> - Cutting Back Won’t Solve Your Money Problems- Here’s What Works
Money problems are a huge concern for a lot of people. Unfortunately, figuring out how to solve your money problems can be a difficult, time consuming process. With the huge debt load so many... [[ This is a content summary only. Visit my website for full links, other content, and more! ]] ... Read the article >>> - Retiring early means less time on the road
Thanksgiving is on the way. Do you shop on the Black Friday? It’s the time again to think about the gift shopping, which could be overwhelming. Don’t forget to set up a shopping budget, and follow it. And enjoy the time with family and friends. This year, oddly I’ll be celebrating Thanksgiving and Christmas in China. Not many people in this village know about the ... Read the article >>> - Will You Be Happier If You Work Till You Die?
Lately, this Suze Orman character, someone I’ve never heard of, started telling people they will be happier if they work till they die. Not exactly in those words, but close enough. She does not think the average person can achieve FIRE. And to be honest, the normal person can’t if they were to live like her. Take here opinion on how much you would need ... Read the article >>> - BAND OF BLOGGERS: The Smart FI
This post contains affiliate links. Mr. SmartFI, of the not coincidentally named site The Smart FI, didn’t start pursuing FI (financial independence) because he was looking to retire early (the RE part of FIRE – financial independence retire early). It wasn’t cool or trendy back in 2006 to stop eating out, skip vacations to save […] The post BAND OF BLOGGERS: The Smart FI appeared ... Read the article >>> - Hawaii Diaries #3 – Maha’ulepu, Hiking and Dolphins too!The plan for day 3 was to explore the southern beaches starting with the Maha’ulepu beaches. Our afternoon was already booked with a catamaran ride so we didn’t have a ton of time to waste. We popped Gillin’s Beach into the GPS and set off. The Maha’ulepu area is somewhat off the beaten path. You […] The post Hawaii Diaries #3 – Maha’ulepu, Hiking and ... Read the article >>>
- Unlikely Things to Be Grateful For This Holiday SeasonOne of my favorite holiday clichés is how reflective bloggers get around the holidays. OK, that’s not fair — everyone gets reflective around the holidays. People are — oh, what’s the word? — sappy. It’s the perfect time to reflect on what’s happened in the last year, what goals are in place for the upcoming year, and what we are most thankful for in life. ... Read the article >>>
- A Look Back: One Year of Being FIREd Up
Real talk, y’all. This little blog celebrated its first anniversary on November 3rd. Two weeks ago. And it has taken me THIS LONG to write a post about it. Which says a lot about how the past couple of weeks of my life have gone. Fittingly, the anniversary landed smack dab on the weekend that ... Read moreA Look Back: One Year of Being FIREd ... Read the article >>> - How to Find Your Wells Fargo Routing Number (Explained!)
If you ever want to transfer money or save money, you need to know your routing numbers. I’ve been a long-time customer of Wells Fargo. Here’s an overview of your Wells Fargo routing number by state. How to Find your Banks Routing Number: Wells Fargo As you earn income online, you will need to connect your savings and checking accounts to your various income sources. ... Read the article >>> - Our Plan to Financial Independence
Financial independence is as much about the journey as it is the destination. And while we are still years away from arriving at our intended destination of FI, we have a plan for both the journey and the destination. This post will focus heavily on the FINANCES of achieving financial independence. But before we get to that, there are two essential clarifications to better understand ... Read the article >>> - Investing in Real Estate Without Being a LandlordWhen people find out I write about personal finance, there is one topic everybody wants to discuss, Real Estate. Everybody seems to love…Continue reading on Making of a Millionaire » ... Read the article >>>
- If you had ten years to liveThe second in a series of thought experiments proposed by Saving Ninja. What would you do if you had ten years to live? In Saving Ninja’s own words: What would you do if you knew with absolute certainty that you would die in exactly 10 years time? It doesn’t matter how you know this or what you will die of;... The post If you had ... Read the article >>>
- Pets Enrich Your Life
Last Thursday, I wrote a post about how having pets can hold you back. That is only half of the story though! The other half of the story is how pets enrich your life. They may be expensive little boogers that prevent you from doing all the things, but they are worth it! How Pets Enrich your life Pets enrich ... Read the article >>> - How To Avoid Going Into Debt When You Lose Your Job
Today’s post comes from fellow S&S reader, Tori. Don’t let a lay-off ruin your finances. Here’s how to stay above water if you lose your... The post How To Avoid Going Into Debt When You Lose Your Job appeared first on Savings and Sangria. ... Read the article >>> - Everyday I’m Hustlin’: A Step-by-Step Strategy to Side Hustle an Extra $11,207 in 2018
Side hustles seem to be all the rage lately. And while there’s a lot of advice out there, most of it seems to be of the “throw something against the wall and see if it sticks” variety. Which is why I thought it’d be interesting if we did an experiment. Instead of just blindly recommending side hustles, let’s challenge ourselves to develop a ... Read the article >>> - Lazy Man Ground Beef Cabbage Roll Soup
Who doesn’t love comfort food in the winter especially when you get to eat it with a spoon? From start to finish I had my Lazy Man Ground Beef Cabbage Roll Soup done and on the table in just one hour. Since Mrs. CBB eats a Keto diet I kept the cabbage roll soup gluten-free... Read more The post Lazy Man Ground Beef Cabbage Roll ... Read the article >>> - An Anniversary, and Affiliate Links
Woohoo! Owning the Stars has been live for a year! This anniversary doesn’t feel like a huge deal because I know that I wasn’t posting very frequently at all in the beginning, but I am proud of what I’ve started here, and I love having this creative outlet. With this milestone, I’ve started thinking about … Continue reading "An Anniversary, and Affiliate Links" The ... Read the article >>> - Undervalued Dividend Growth Stock Of The Week
Every Sunday, I uncover a high-quality dividend growth stock that appears to be undervalued. These pieces are published at Daily Trade Alert, which is a site that focuses on dividend growth investing, stocks, and unique investment opportunities. I’ve been writing for them for years now, and they’re just great over there. Each week, I publish... Read More » The post Undervalued Dividend Growth Stock Of ... Read the article >>> - Sunday Sharing Vol: 13
Sunday Sharing Vol: 13 Each Sunday we post interesting articles, videos, podcast episodes, and more that we’ve consumed from across the web. We’ll give our thoughts on what we’ve learned through others in Sunday Sharing. What We’re Reading The Graveyard Book By Neil Gaiman The Obstacle Is The Way By Ryan Holiday Articles / Blog Posts Smaller Can Be Better- ... Read the article >>> - Say No To Corporate And A Small RequestSay no to the corporate and choose a different path, one filled with new business ideas, fun projects, and doing interesting work for interesting people. It might seem like the riskier path if you’re not yet Financially independent but is it actually? You could lose your job at a minutes notice because a mistake the […] The post Say No To Corporate And A Small ... Read the article >>>
- The Sunday Best (11/18/2018)
The Sunday Best is a collection of articles I’ve curated for your reading pleasure. Expect most of the writing to be from recent weeks and consistent with the themes presented on this website: investing & taxes, financial independence, early retirement, and physician issues. Presenting, this week’s Sunday Best: Happy Birthday to me. Happy Birthday to me. Happy Birthday Physician on FIIIIIIRRRRRRRE. Happy Birthday ... Read the article >>> - Money Diary – Week of Financial Orchid – Summer EditionWhen money flows under the sweltering heat I love reading Refinery21’s Money Diaries, and hello, this is a personal finance blog. If you’ve been following my monthly expenditure, you’ll see that expenses generally trend up over the summer days and trend downward during those dark, wet, cloudy, Pacific Northwest winters… So let’s take a look… The post Money Diary – Week of Financial Orchid – ... Read the article >>>
- Only two things in life are certain – as we’ve already covered death this week lets’s talk taxes
Since we’ve already discussed death in what I’d do If I’d be dead in 10 years, I thought it would be time to cover taxes. Taxes, taxes, taxes. It seems everyone has an opinion on them. That is to say not many people like paying them. In addition, everyone disagrees on what they are spent on. Yet most of us agree taxes are ... Read the article >>> - The Weekend Edition #74
I haven’t done a Weekend Edition post in ages so I thought, as I’ve got 5 minutes to myself, I would write one! The last one I posted was back in June and we were away with my parents in the Lake District. That seems like so long ago now! Me and the boys are... Read more The post The Weekend Edition #74 appeared ... Read the article >>> - Why Sci-Fi, Horror, and Zombie Fans Should Be Watching Z Nation
The following is a guest review from Brian of BrianZFandom. Z Nation Reclaims Your Childhood Excitement! Fandom Remember when you were a kid and everything new was just the best until the next new thing came along? That feeling, that emotion, that excitement is impossible to forget. That “thing” would literally make it so you couldn’t even sit still ... Read the article >>> - Geoarbitrage: all the cool kids are doing it #3.
Long-term readers of my blog, all three of you, will no doubt remember the posts I wrote about the concept of Geoarbitrage, the first one explaining the concept, while the second one talks about how the Frogdancer family tweaked that concept to suit our situation. Well, when I say ‘family’, I really mean me. I’ve … Continue reading Geoarbitrage: all the cool kids are doing ... Read the article >>> - Fear
With a sigh of resignation, I glared at the line of two-inch duct tape that had somehow attached itself along the back of my arm from my wrist to elbow. Concluding that it wouldn’t remove itself, I grabbed the end of the tape, took a deep breath, and yanked. OUCH! I let loose a string of expletives that could be roughly translated as “oh my ... Read the article >>> - Orchid Obsessions: An Open Letter to my Teen IdolDear Sammi, I just want to write about how much I love your new song and basically all your songs. I’m a grown woman now writing this, but I’ve been a fan girl of your music since my early teens, and you were always a diva, always an inspiration. You’re a legend, and always will… The post Orchid Obsessions: An Open Letter to my Teen ... Read the article >>>
- Jobs that pay $70,000 a year“I have learned that to be with those I like is enough.” – Walt Whitman It also seems that, at some point, a certain amount of money is enough. Don’t agree? Well, at least an author at Forbes agrees with me. According to one Forbes article, at a certain point, the amount of money you have has no connection to how happy you are. ... Read the article >>>
- 6 Reasons Why We’ll Never Flip Another HouseJust two months ago, my wife and I made a $27,400 profit from a flip house. Then we vowed to never flip another house again in our lives…6 Reasons Why We’ll Never Flip Another HouseOkay, sure, it was fun to make the house purchase, fix everything up with our bare hands, sell the property, and then put a huge lump of cash in the bank…but ... Read the article >>>
- Introducing My First Financial App – Visualizing Monthly SpendingMost people don't know how much they spend each month. So, I built an app that summarizes and visualizes monthly spending... The post Introducing My First Financial App – Visualizing Monthly Spending appeared first on Four Pillar Freedom. ... Read the article >>>
