From On Our Way World ... I feel like it’s a select group of people who can read this title and “get it” right away! As we all know, … Read the post ... about How To Deal When Your Partner’s Not On FIRE
Main Content
Today’s Featured FIRE Content
Financial Hot Buttons
From The Three Year Experiment ... I don’t usually open the door to the inner workings of Mr. ThreeYear’s and my arguments, but we do … Read the post ... about Financial Hot Buttons
What You Can Control
From The Simple Dollar ... Roll with what you can control. One of the biggest challenges of personal finance is how much of it seems like … Read the post ... about What You Can Control
Camp FIRE Contributor Articles
Create Free Cash Flow to Catch FIRE
Create Free Cash Flow Many purveyors of FIRE (Financial Independence, Retire Early) have large incomes. These are people such as doctors or … Read More >> about Create Free Cash Flow to Catch FIRE
Keep The Money You Make
Money is amazing! I mean, it must be right? Think about all the things people are willing to do just to earn a buck (and I'm not talking … Read More >> about Keep The Money You Make
There Are Worse Things in Life Than Working
I’m sitting in my favorite chair at the moment, legs crossed, computer in my lap, sipping my coffee and enjoying my morning immensely. On a … Read More >> about There Are Worse Things in Life Than Working
Yesterday’s Featured FIRE Content
Dear Future Self, Are you Rich or Wealthy?
From The Bucket List Family ... When I was a Freshman I took a class titled Intro to Entrepreneurship. Our professor would invite seasoned … Keep Reading >> about Dear Future Self, Are you Rich or Wealthy?
Financial Freedom: How to Never Worry About Money Ever Again
From Lyn Alden ... Imagine never worrying about money again. Consider what it would be like to never think negatively about bills, about … Keep Reading >> about Financial Freedom: How to Never Worry About Money Ever Again
How to Banish Your Money Worries
From Tuppennys FIREplace ... If you are like I used to be then if you don’t have control over your money and you are living paycheck to … Keep Reading >> about How to Banish Your Money Worries
Prepping 101 for Non-Preppers
From Othalafehu via Halt Catch FIRE ... I get it, not everyone is into being a Prepper. It’s not for everyone, but everyone should be up … Keep Reading >> about Prepping 101 for Non-Preppers
Random FIRE Articles
5 STRATEGIES TO OVERCOME AN UNFAIR WORLD
From The Money Vikings …
“I love the movie “The Princess Bride.” A big theme of the movie is LIFE IS NOT FAIR! But, through perseverance and determination things can work out just fine.
Not trying to be bleak, but to build wealth and live with a sense of True Wealth we must accept the facts of life and move forward with our work to build a better, perhaps more fair, future. Building wealth is an exercise in managing reality. So how do we cope with life’s inherent unfairness as we build a future for our family?”
Keep reading … AN UNFAIR WORLD – 5 STRATEGIES TO OVERCOME
Here’s How the 25 Times Expense Portfolio Has Performed Over the Past 89 Years
From Four Pillar Freedom: Here’s How the 25 Times Expense Portfolio Has Performed Over the Past 89 Years
“Almost all retirement number calculations are base on the 4% Rule, which states that once you save up 25 times your annual expenses, you can retire and “safely” withdraw 4% of your portfolio each year with a high likelihood that you’ll never run out of money. I’d like to present my own modified analysis. Using data from 1928 to 2016, I analyze exactly how much a “25 times expenses” portfolio is worth at the end of every 10, 20, 30, 40, and 50-year retirement period.”
The Story of How This Woman Won Her Freedom
From Burning Desire for FIRE …
In 1996, my then-husband and I bought an ugly little 1950s weatherboard in a quiet suburb near the bay. We had 4 sons: a nearly 5-year-old about to start school the next year; a 3 and a 2-year-old and the baby of 3 weeks.
This house had one lounge, one bathroom, one toilet but 4 bedrooms. We figured that as time went on we could extend. We had a deposit of 40K. The mortgage was 96K. A year later we divorced and I had to buy him out.
The story of how Frogdancer Jones won her freedom. | Burning Desire for FIRE
Our Financial Independence Retire Early (FIRE) Journey
From Tawcan …
The other day, I was discussing personal finance and financial independence retire early (FIRE) topics with someone that is starting his Financial Independence Retire Early (FIRE) journey and he asked:
“If you were to start your Financial Independence Retire Early journey today. What would you have done differently?”
Here are 5 things I would have done differently if we were to start our FIRE journey today.
Our Financial Independence Retire Early (FIRE) Journey – What I’d have done differently
THINK YOU’RE READY FOR A JOB LOSS? THINK AGAIN.
From Simplistic Steph …
“The I’s were dotted, the T’s were crossed, and a start date was given. The paperwork and e-mails were all confirmed, the salary set and life was good! My husband excitedly put his two weeks notice in at his current employer, and blissfully looked forward to a new adventure.
The day he went to get his badge and parking pass, the hiring manager, and director sat him down the in the lobby. They told him the position was being eliminated, and they had to rescind the offer. He was jobless.
And just like that, our optimism for the future, my perfectly curated budget spreadsheets, and my visions of weekend getaways came crashing down.”
The FIRE Feed
These are the most recent FIRE-related posts and articles, published within the past 48 hours.
Want to add your site to the FIRE feed? Submit it using the form at the bottom on this page.
- 26 Week Money Challenge Printable – Save $5000 or $1000!If you want to join a money savings challenge, you’ve got to have the printable to go along with it. That’s why I’ve created these super cute 26 week… The post 26 Week Money Challenge Printable – Save $5000 or $1000! appeared first on Life and a Budget. ... READ THE FULL POST
- Ten Reasons to Attend a Community CollegeIn a discussion with my brother, the subject of universities came up. It was surprising to find that his philosophy differed a lot from mine. He wanted to send his kids to an out-of-state university so that they could have a true, ‘student experience’ by being away from home. I, on the other hand, never had this student-away-from-home, experience. Since I had to pay ... READ THE FULL POST
- Four Times a GroomsmanFour Times a Groomsman In the past two years, I have been a groomsman four times. I estimate that I have spent over $2,500 supporting some of my best friends. Was it worth it? -Peerless Money Mentor The Groomsman Last weekend I was a groomsman in one of my closest friend’s wedding. After posting a few wedding pictures on Instagram, ... READ THE FULL POST
- Why Being a Notary Public Is a Great Side GigPicking up a side gig is a great way to make extra money. There are so many options, from driving for a rideshare program to pet sitting, but you probably never thought of notarizing documents as a source of income. Being a Notary Public is something you can do on your own schedule, making it a great side hustle. And unlike a lot of other ... READ THE FULL POST
- Forgiving Others to Help YourselfToday will be the last post focusing on happiness and relationships for the month, as we’ll wrap up the month with a quarterly recap. But don’t worry, we’ll make it an interesting one! After exploring the power of relationships generally, some specific relationships, and a couple of broader concepts, I want to wrap up the … Continue reading "Forgiving Others to Help Yourself" The post ... READ THE FULL POST
- 6 Investing Mistakes You Probably Should Avoid (Or Don’t, I’m Not Your Momma)This post may contain affiliate links at no additional cost to you. Before reading, just keep in mind this disclaimer: “Don’t you know opinions are like assholes. Everybody has one and most of them stink.” I have been dealing with some skin allergies for the past month. My cockroach DNA has failed me. They say willpower is limited and I assure you I’ve been ... READ THE FULL POST
- Book Notes: The Energy of MoneyLife is hard when you don’t do what you truly value because you are putting all your energy into trying to get rid of your fears rather than into materializing your dreams. You can dream about money, you can tell the universe you want money, but if you don't take any action towards it, it will never materialize. Money is prevalent in the things it ... READ THE FULL POST
- The Financial Crisis Hit Black & Hispanic Households the HardestThe 2008 housing crisis, nearly took down the entire U.SContinue reading on Making of a Millionaire » ... READ THE FULL POST
- Eight Life and Money Lessons I Have Learned so Far in My 20sHere are eight life and money lessons I have learned so far in my 20s... The post Eight Life and Money Lessons I Have Learned so Far in My 20s appeared first on Four Pillar Freedom. ... READ THE FULL POST
- Financial Advice to a Young Software DeveloperFirst of all, Congratulations! Welcome to the fast-paced, engaging, and constantly shifting world of software development. Of course, every company and position in the field varies, but the good news is that a skilled developer always has options. Always. If you’ve already made it through the interview process and have been given a job offer or two, then you’re well aware that this particular field ... READ THE FULL POST
- Making a Financially Dumb MoveOur society’s narrative is of heroes and villains. It rings true for money too. We praise the virtue of financially sound decisions and we vilify of financially dumb moves. In media, we see stories of responsible & resourceful people paying off tens of thousands in debt, saving 50%+ of their income. Or we see the … Continue reading "Making a Financially Dumb Move" The ... READ THE FULL POST
- Why I Choose to Spend Money on RecyclingI love taking our kids to the playground, walking the trails of a state park, and visiting the beach on a hot summer day. I love the beauty of this world - giant trees providing shade or changing colors, trails weaving through forests, and the fresh air outside my doorstep. I feel a peace come over me when I get outside and take in the ... READ THE FULL POST
- Learn to Love Your Debt ft. Life & Debt Author, Leslie Tayne, Esq – PB100Today’s episode is about taking control of your debt. Having a lot of debt can feel crippling at times, but there are a ton of resources out there to help regain control of your life’s finances. We talk with Leslie H. Tayne, Esq this week. Leslie is an attorney, debt therapist, and author of Life […] The post Learn to Love Your Debt ft. Life ... READ THE FULL POST
- The World Needs Self-centered PeopleYes, the world needs more self-centered people. More people who know what they stand for. More people who believe so much in what they believe in that they’re willing to speak out. More people who believe that taking care of one’s self comes before all else in order to be of service to humankind. I’ve […] The post The World Needs Self-centered People appeared first ... READ THE FULL POST
- Homecoming Tips For Young AlumniPlease note that some of the links are affiliate links. The Butler Journal will earn a small commission if you make a purchase. View my disclosure statement here. Homecoming weekend is one of the best times during football season. Even … Continue reading →The post Homecoming Tips For Young Alumni appeared first on The Butler Journal. ... READ THE FULL POST
- #FASuccess Ep 091: Increasing The Value Of Advice By Focusing On Life-Centered Planning For Transitions Not Goals with Mitch AnthonyWelcome back to the 91st episode of the Financial Advisor Success podcast. This week’s guest is Mitch Anthony. Mitch is the founder of an eponymous training and coaching firm for financial advisors on how to ask the right questions to have better conversations with clients. What’s unique about Mitch, though, is his truly unique gift for finding the right words for effective client conversations. From describing the ... READ THE FULL POST
- Frugal CABLE Win!It’s Frugal-Time! You heard the phrase “…a penny saved, is a penny earned?” Well that isn’t quite right. The taxman is sure to make a dollar in your pocket way more valuable than the next one you earn. So why don’t you join me and Frugal-FI your life! Frugal-FI Your Cable Bill NOW! If you are The Person that you know with no internet/TV/landline ... READ THE FULL POST
- 5 Pointers To Find The Best Price On Food At The Grocery Store : The GGC 2018 # 4 Sept 24-30AREN’T YOU EMBARRASSED WITH ALL THOSE REDUCED PRICE STICKERS IN YOUR SHOPPING CART? While we were grocery shopping the other day a young lady in line behind us gasped when she saw all the 50% off stickers on the items we were buying. It almost looked like everything we had picked up was half-off and honestly it pretty much was because we are shoppers ... READ THE FULL POST
- Momentum Series Interview – The Three Year Experiment: Location IndependenceMomentum Series Interview – The Three Year Experiment: Location Independence This marks feature #25 in the Momentum Series – an interview series to share the stories of bloggers from across the personal finance community. The goal is to showcase their story, the wins, the losses and the actionable advice that others can take value from and insights about their blogging journey. Whether that be conquering debt, maximizing career ... READ THE FULL POST
- Only You Can Change Your CircumstancesSome guys have all the luck. Things just seem to work out for some people and not for others. Such is life. After all, you can’t change your circumstances… can you? Hmm, that’s a question worth digging into – can you change your circumstances in life? I’ve always had this weird fascination about how cool it would be to take someone from the past (like from ... READ THE FULL POST
- 10 Questions With Burrito Bowl DiariesThis week, I’m at a blogger conference where I’ll be schmoozing, presenting, meeting, greeting and beering. Very busy. While I’m away, I thought it would be fun to support some other bloggers. Today, please enjoy Burrito Bowl Diaries. Hi, friends. My name is David, AKA Mr. Burrito Bowl. There’s been a huge lack of demand for me to do Mr. 1500’s famous 10 Questions ... READ THE FULL POST
- 2018 Tax Savers Credit: Free MoneyThe United States Tax Code is a bloated 500-pound Gorilla. Oh sure, decades ago it started innocently enough. But as the winds of change blow through Congress, the balance of power shifts like the sands of the Sahara. From Democrat to Republican and back, the tax laws twist and turn in a manner that would make Lombard Street blush. A new tax here and a new credit there ... READ THE FULL POST
- Can You Afford to Keep Making Assumptions?Have you ever watched a bad movie and thought how could they not realize it was going to be so bad when they made it? Or have you been surprised when someone did something when you were sure they were going to do something else? We all have these biases, but can't really afford to have those. The post Can You Afford to Keep ... READ THE FULL POST
- Our Cost of Raising a Child: $3,200 Per Year Including World TravelWhen you have kids it's impossible to retire early, right? I found out that may not be true in all cases. Like my own. We have three kids and still managed to retire early. But how is it possible when kids are soooooo expensive? The US Department of Agriculture publishes the "Expenditures on Children By Families Annual Report" which examines the cost to raise children ... READ THE FULL POST
- How Being Underpaid Took My Career To The Next LevelWay back last century, I was still just a few years into my government career after leaving the private sector. It was a massive cultural change to go to a government job from a small... The post How Being Underpaid Took My Career To The Next Level appeared first on Accidental Fire. ... READ THE FULL POST
- 2 Years Until Retirement: The Master PlanSo you might have noticed that I like planning. It’s literally one of my favorite things. Even when I know that something could change or become moot, such as tax laws, just creating a plan for how I’m going to not pay taxes in retirement for example (since I’ll have no income) is super satisfying … Continue reading 2 Years Until Retirement: The Master Plan ... READ THE FULL POST
- Retire Early? But You’ll Be Bored!It’s been more than four years since I quit my job in search of greener pastures. The greener pasture I was most in pursuit of is, of course, FIRE. FIRE is so green because that pasture is filled with money. Am I right?! All kidding aside, quitting my job the day after my 32nd birthday was...Read More » ... READ THE FULL POST
- Who Cares? Why Write About It?My friend John wrote an article detailing his spending for one random week in his life. This daily ledger wasn’t his idea, but rather that of a national media outlet that likes to portray the typical spending patterns from people of many different walks of life. Many people were interested to see how John spends his money. Why? Well, the headline for his article, written ... READ THE FULL POST
- Real Estate Crowdfunding Due Diligence: Evaluating the Sponsor Part 1Online real estate crowdfunding continues to gain popularity as an alternative investment to stocks, bonds, and mutual funds. Ever since the JOBS Act passed in 2012, which allowed direct solicitation to investors, both accredited and non-accredited investors have gained access to a class of real estate investments previously unavailable before. Now investors have the […] The post Real Estate Crowdfunding Due Diligence: Evaluating the ... READ THE FULL POST
- 11 Budget Hacks You Need To Do Today!11 Budget hacks you need to do today! Budgeting is hard! Who wants to manage their spending habits? In fact, 39% of Americans find it challenging to save $1,000 for an emergency fund. If you are looking for a way to stick to a budget and reach your savings goals, here are a few quick tips to get you on track. Establish auto pay ... READ THE FULL POST
- Dreams coming to life – my Inca Extravaganza – Countries 32 & 33Do you ever have a dream destination you want to visit? Going to Peru and hiking the Inca Trail had been a dream of mine for years and years. I imagined myself trekking along effortlessly marvelling at the Inca ruins. But it was always out of my reach price wise. Not to mention braveness and fitness wise. So 5 years ago my life was coming together and ... READ THE FULL POST
- MIMH040: FinCon18, Umm….I’m not going!The post MIMH040: FinCon18, Umm….I’m not going! appeared first on . About three weeks ago, I began getting the normal messages that I get at this time of year. “Michelle when are you arriving at FinCon?” “Do you need a roommate?” “Have you figured out your schedule yet?” And, to all of these questions I had to remind everyone that I wouldn’t be attending FinCon18. ... READ THE FULL POST
- 3 Month Money Challenge – save $1,000This 3-month money challenge is perfect if you’re always panicked about not having the money for unexpected expenses. I mean, wouldn’t it be nice to already have an extra $1,000… The post 3 Month Money Challenge – save $1,000 appeared first on Life and a Budget. ... READ THE FULL POST
- How much should I spend to be happy?People frequently wonder, “how much should I be saving?” You want to make sure you’re saving “enough,” but is there such a thing as saving too much? How do you decide how much that is? In most cases, people under-save, but there are also outlying cases that people over-save to the point that it actually restricts happiness. So the million dollar question is, what’s the ... READ THE FULL POST
- Guest Post on ESI Money: How to Get Up the Nerve to RetireHey, regular readers – just thought I’d drop a quick note to let you know about a guest post that I recently did on getting the nerve to retire early. John at ESI Money reached out to me recently to let me know that a number of his readers had a concern. The problem they were having is that they were close to early retirement ... READ THE FULL POST
- A Brief History of the 2008 Crash and Recession: We Were All So FuckedA lot happened ten years ago. We’d just voted Barack Obama into the White House. Billy Mays was here and alive and selling us Hercules Hooks. Shorty had freshly acquired them apple bottom jeans comma boots with the fur. Kitty and I had just entered our senior year of college (holy fuck we’re old). We were sweet baby angels who did exactly what we were ... READ THE FULL POST
- Hold everything…someone is WRONG on the internet!Here’s a question for you: What do angry Daily Mail readers have in common with people that hate the Daily Mail? Answer: they’re both outraged. And here’s the thing. I’m starting to suspect that they might secretly enjoy being outraged. Ryan Holliday uses the term outrage porn to describe how the media keeps its jaded and frazzled readership hooked on a constant stream of Dog bites ... READ THE FULL POST
- Engineering Finance: South Mountain Freeway vs Tempe StreetcarUnderstanding the costs and benefits of civil engineering investmentsRight now, there are two interesting civil engineering projects taking place in my home metropolitan area (Phoenix AZ, including Tempe, Mesa, Gilbert and other cities in the Valley of the Sun). The first is a very expensive extension of a highway 202, which will route westbound traffic from Texas on its way to Los Angeles, without driving ... READ THE FULL POST
- How To Build A Business Live RecordingsHello again everybody! I told you I’d be back, I’m still in Colorado for one more day but I wanted to share with you something very special. PopUp Business School held a daily live stream of their course which I co-hosted with Jess, one of the team members, and they are now all available on […] The post How To Build A Business Live Recordings ... READ THE FULL POST
- When One Spouse Retires Early–THE BADPreviously, we wrote a joint post from both our perspectives about the positive aspects of Dragon Gal retiring while Dragon Guy continued to work. Today’s joint post will feature some of the disadvantages of DGal retiring before DGuy. Many couples will probably have one […] The post When One Spouse Retires Early–THE BAD appeared first on The Dragons on FIRE. ... READ THE FULL POST
- 9 Important Blogging Goals to Crush Your First Year of BloggingBlogging can be a great way to make money online, but the vast majority of people who set out to have a money-making blog are unsuccessful. One of the main problems for many bloggers is the lack of a... [[ This is a content summary only. Visit my website for full links, other content, and more! ]] ... READ THE FULL POST
- Stay Encouraged through the Growing PainsThis week I sent this message to the Frugal Feministas on my emailing list. I kept thinking about it, and thought that it was something that more people needed to hear. Maybe that’s you! As you prepare to begin another week, I wanted to reach out to you with this reminder: Stay Encouraged. Over the...Read More ... READ THE FULL POST
- How To Make Extra Money From HomeA common question readers ask is, how to make extra money from home? There are tons of side hustles and legitimate work at home opportunities, however, the more common home-based business may not work for everyone. Today I answer a readers question about making extra money from home. How To Make Extra Money From Home Question: I’m on a tight budget, and I’m ... READ THE FULL POST
- Freelance Writing Gigs who Want to Work from Homefreelance jobs online 14,800 $0.400 .46 freelance writing gigs2,900 $1.310 .22 freelance writing jobs for beginners 1,600 $0.770 .33 freelance writing jobs from home 1,000 $0.790 .53 best freelance websites for beginners 880 $1.350 .18 freelance creative writing jobs480$1.000.34 freelance writer jobs online149$0.980.45 remote freelance writing jobs86$1.230.35 If you want to know about freelance writing gigs, this post will help — especially if you are ... READ THE FULL POST
- A Self-Made Millionaire’s Best Advice For MillennialsI’ve got an awesome interview for you today! I’ve been following Mr. 1,500 for a while now, and he was actually one of the first personal finance bloggers that I discovered after starting this site. But, when I first found him, he was on a mission to retire from his day job in just 1,500... Keep reading... The post A Self-Made Millionaire’s Best Advice For ... READ THE FULL POST
- The Best And Worst City To Rent
- BMI Percentile Calculator for Men and Women in the United StatesOn this page is a BMI percentile calculator for men and women, 18 years old and up in the United States. Although the US BMI distribution mostly matches for females and males across the range, there is divergence at higher and lower BMI percentiles. BMI is a height and weight based formula to estimate whether a person has a healthy weight for their height. Use ... READ THE FULL POST
- Dollar-Cost Averaging (DCA): A Great and Terrible IdeaThis post may contain affiliate links. For more information, visit my disclosure page. Dollar-cost averaging (DCA) is simple. However, the impacts of using this strategy can be huge. Whether saving up for retirement or trying to invest a surprise windfall, you need to understand dollar-cost averaging. It may, or may not, be right for you. Check out the rest of this article to learn exactly ... READ THE FULL POST
- Why I’m Glad I Got a “Worthless” Liberal Arts DegreeBecause nobody was involved in my education, and because I didn’t know any better, I graduated college with an English degree. It wasn’t until three years after I’d started college that it occurred to my mom to find out what she had been paying for the entire time. She was headed to a party that night and wanted to brag to her friends, so she ... READ THE FULL POST
- Continuing My Shopping Ban: 18 Month UpdateWhen I first embarked on this clothes buying ban eighteen months ago, I couldn’t have imagined I would have continued it on past the original year goal I’d set for myself; it seemed overly ambitious, but I wanted to challenge myself to do it regardless. My closet was bursting at the seams, I was attempting to reel in all unnecessary spending in my life, ... READ THE FULL POST
- Visualizing Population Size vs. Household Income in All 3,000+ U.S. CountiesThis interactive scatterplot and map show the relationship between population size and household income for every county in the U.S. The post Visualizing Population Size vs. Household Income in All 3,000+ U.S. Counties appeared first on Four Pillar Freedom. ... READ THE FULL POST
- Deciding Against a Normal LifeTwenty-three hundred times. A low estimate of the number of times I have driven the exact same route to work as of today. It’s a beautiful, scenic drive. At 7:30 AM, the fifteen minute drive from Kingston to Lenoir City on I-40 East allows you to see the sleepy awakening of the east Tennessee valley that most residents take for granted as they zip by ... READ THE FULL POST
- Mindset is Everything: The Power of Positive ThinkingI have an exercise for you to do tomorrow morning when you wake up. Before you moan and groan about exercise, I’m not talking about some sort of physical exercise. Instead, a mental exercise. When you wake up tomorrow morning, say to yourself, “I’m a positive person.” 3 times. “I’m a positive person.” “I’m a positive person.” “I’m a positive person.” Then go about your ... READ THE FULL POST
- Why I’m Glad I Don’t Love My JobAs the long-awaited meeting came to a close, I watched my coworkers exchange enthusiastic glances. In response to high turnover rates, my employer finally listened to its employees and granted five more vacation days, rewards for good attendance, a company-wide pay increase and a better 401(k) plan, in addition to continuing to provide free health insurance to us and our families for at least another ... READ THE FULL POST
- Don’t Sweat the Latte or Avocado Toast – Focus on the Big ThreeOver the past few years, there were several accounts of why Millennials are flat broke. Stories of how this generation will never be able to buy a home because of Avocado Toast. Oh, and then there are the accounts of how a latte a day will keep retirement away This is a bunch of crap. Sure, […] ... READ THE FULL POST
- Liquid Net Worth – How to Calculate Your Runway to Financial FreedomIn the world of personal finance, liquid net worth is like the underappreciated, red-headed step child. While regular net worth aced every every class in school, graduated with honors, and went on to make his parents proud as a doctor or lawyer, liquid net worth is mostly forgotten. Which is a huge mistake. Because while Net Worth tends to get all the credit, Liquid ... READ THE FULL POST
- Why I Want Fat FIRE, and It’s Not for the Reason You Might ThinkWhy I Want Fat FIRE, and It’s Not for the Reason You Might Think I felt that my year-long maternity and parental leave was, in a sense, a little mini-retirement. I lost track of the days (a common thing I said was “It’s Friday again?”), I didn’t miss work, and I got to make pancakes […] The post Why I Want Fat FIRE, and It’s ... READ THE FULL POST
- financial workflow: dave ramsey’s seven baby stepsThe first step of our financial plan is for us to take a look at popular guidelines and plans for fixing finances. We need to test these workflows and determine if they are a good fit for our FIRE journey. There are quite a few out there and some are better than others. Many plans focus on how to spend or not spend your ... READ THE FULL POST
- How to Survive Without TVI’ve got to heavily caveat the title of this post. We enjoy TV in our house, but only in very small doses. Cord-cutting continues to be a strong, albeit contentiously defined trend. People are ditching cable, but typically only to switch to dish or Sling or streaming services. In our household, we’re all about the […] The post How to Survive Without TV appeared ... READ THE FULL POST
- Financial Advisor Success Requires Just 50 Great ClientsFor many businesses and industries, it’s crucial to do a proper analysis up front to estimate the size of the “target market” – how many total potential customers are there and how much would they spend on your products or services, so the company can figure out if there’s a big enough market opportunity amongst those tens or hundreds of thousands of consumers (or more) ... READ THE FULL POST
- Financial Infidelity: the other FIby Dime Recently a friend told me a story over dinner, about some call-in show she’d heard on local radio, in which a woman told about how her husband had lied to her about getting a vasectomy. Said caller discovered her husband’s lie when she fell pregnant with their fourth, unwanted, child. As you … Financial Infidelity: the other FIRead More » ... READ THE FULL POST
- Value Investing: From Graham to Buffett & Beyond – Key TakeawaysKey takeaways from Value Investing: From Graham to Buffett & Beyond. What value investing is, how to calculate intrinsic value, margin of safety, and more. The post Value Investing: From Graham to Buffett & Beyond – Key Takeaways appeared first on Spills Spot. ... READ THE FULL POST
- The Truth About Why I Obsess About Financial IndependenceIf you had told me 20 years ago I would quit working to stay at home with my kids I would have laughed in your face. When Alan and I got married, I was career/money focused and didn’t even think about having kids. Life changes Funny how fast things change. Within a year of getting out of grad school, I was happily pregnant with ... READ THE FULL POST
- My Favorite Frugal Five: A RecapI am frugal? I am frugal. When I was unsure of myself when I was little, my dad would always comment, “Are you asking me or are you telling me?” I’ve become much more clear on a lot of things since then. I do love the Cubs. I did work hard and get everything done before I went over to my friend’s. Oh, and I’m ... READ THE FULL POST
- Retire Early with Real Estate by Chad Carson – Book ReviewA few weeks ago I published an update of our 2018 goals, with one goal being that I read at … More The post Retire Early with Real Estate by Chad Carson – Book Review appeared first on Financial Pilgrimage. ... READ THE FULL POST
- Can You Afford to Adopt a New Dog?Disclaimer: This post may contain affiliate links. I would earn a little money with no extra cost to you. The opinions expressed are my own. Read my disclaimer to learn more. Dogs are awesome. It’s really hard to argue that dogs bring their owners mountains of joy and fun. Heck, a dog can brighten your day and make you laugh even if it’s not yours. ... READ THE FULL POST
- Don’t Rely on Social Security, but Know About ItI’ve heard many great financial experts say that we should not rely on our potential Social Security (SS) benefits for retirement. I agree with that. Think of SS benefits as a bonus. It’s not guaranteed but it would be nice. However, I think it’s wise to know what your potential SS benefits may be and especially if you are close to retirement. It might impact ... READ THE FULL POST
- Pay Yourself First – The Surefire Way To Reach Your Financial GoalsPay Yourself First – The Surefire Way To Reach Your Financial Goals One of the most powerful money management techniques to accrue wealth and reach your financial goals is based around a simple three word statement. What is that statement? Pay yourself first. It’s a mindset and tactical approach to put at the top of your personal finance priority list. This ... READ THE FULL POST
- How To Become A FinCon ExtrovertThis is FinCon week! FinCon is a conference where a bunch of money nerds get together to talk about finances and drink beer, mostly at the same time. This year, the big show is in Orlando. In celebration of FinCon, 1500 Days takes a little diversion this week. Today’s post is meant for attendees. I’ll teach you to make new friends at the conference. Tuesday through ... READ THE FULL POST
- Dealing When Life Goes Into Ludicrous SpeedLife over at CMO central has been absolutely insane lately. I’m feeling like I’m falling behind, and just can’t catch The post Dealing When Life Goes Into Ludicrous Speed appeared first on Chief Mom Officer. ... READ THE FULL POST
- Things I’ve learned from working 1/3 of my life at the same companyLater this week I’ll turn 36. Quite often, when people ask how old I am, I would have to think a little bit to figure it out. And I still get asked for ID’s in restaurants, bars, and liquor stores in Canada and the states. Therefore, it’s a bit weird to think that I’ll be in my late 30’s in a few days. A few ... READ THE FULL POST
- Say No to Market Timing Bonds: History of Interest RatesThe history of interest rates is fairly interesting, and actually kind of relevant to today as well. From the worlds of ancient Rome and Greece… Continue readingSay No to Market Timing Bonds: History of Interest Rates The post Say No to Market Timing Bonds: History of Interest Rates appeared first on Full Time Finance. ... READ THE FULL POST
- The Many Benefits of Hard Physical LaborBoy, if I didn’t win you with that title, I don’t know what will do it! If you read this far, you’re probably a glutton for punishment. Good for you! You are on the path to growth! Let’s address the onerous title. Yes, I absolutely recognize that hard physical labor sucks. Believe me, I’ve dug enough holes in the rocky New England soil to understand ... READ THE FULL POST
- Opportunity Zones: The Tax Efficient Investment Of The FutureWhen I traveled to China in the early 2000s for business, I frequently explored Special Economic Zones (SEZs) that received preferential tax and incentives for businesses. With most of the economic growth centering around Beijing and Shanghai, the central government wanted to spread the wealth. As a result of tax incentives, business streamlining, foreign investment, and technology, SEZ cities such as Shenzhen and Zhuhai are ... READ THE FULL POST
- Who handles the $$$ in your household?Who handles the $$$ in your household? Every now and then we receive boxes at our doorsteps, and my sons and I hurry outside to see what new item we’ve got. These were in one of the latest boxes we opened: [Puma + Minions! Baller!] I shared this on Twitter when we got ’em, and when I was asked if it was a gift to ... READ THE FULL POST
- #ModayMonday – Heritage Day and your Money#MoneyMonday with Take Charge of Your Money Short to-the-point money thought every Monday to give you motivation, perspective or actionContinue reading ... READ THE FULL POST
- The Real Secret To Financial SuccessPersonal finance can be complicated. We have safe withdrawal rates, safe harbor rules, stealth and stretch IRAs, tax loss harvesting, investing on the efficient frontier, and low-expense ratio passive index fund investing. Odds are that most people we work with do not understand what these words mean, though if you are reading this site you possibly might. Regardless of how complicated we make this stuff, ... READ THE FULL POST
- Net Worth Report #13, August 2018Welcome to the thirteenth net worth report here at NMI! This one comes a little later than usual, but that’s because my finances changed pretty dramatically throughout August and into September, and I was trying to give myself a little … Continued The post Net Worth Report #13, August 2018 appeared first on New Millennial Investor. ... READ THE FULL POST
- FinCon: The Conference That Doesn’t SleepToday, September 24, 2018, I am republishing a post I wrote after last year’s FinCon, the conference where money and media meet. I’m often asked what the conference is all about. It’s about meeting your online friends face to face. It’s about making new friends and business or media connections. It’s a great opportunity for anonymous content creators to speak openly about their blog, podcast, ... READ THE FULL POST
- The Real Reason You Should Pay Off Your House (It’s Not Interest Rates)Is it wise to pay off your house? Most people would say, “no”… While I have always told you yes. But what are the reasons behind these answers? Does it actually make financial sense to pay the full term of a 15-year mortgage rather than trying to pay the debt off as quickly as possible?The Real Reason You Should Pay Off Your HouseEven after digging ... READ THE FULL POST
- Higher Fees Equal Higher Returns? Anecdotal EvidenceEveryone has the same advice to give when talking about index investing. Basically there are two key pieces of advice to adhere to when you are investing in index funds, or practically any investment. They are; Past returns are not indicative of future returns Higher fees are not indicative of higher returns. So I decided to have a play with some of the data from ... READ THE FULL POST
- 44 Amazing Things To Make and Sell For Christmas CashThe number of things to make and sell for Christmas cash is truly unlimited. Being a naturally creative person at heart, I’m always intrigued by different types of things people… The post 44 Amazing Things To Make and Sell For Christmas Cash appeared first on Life and a Budget. ... READ THE FULL POST
- FinCon 2018 Update!Hey all. Hope you are having a wonderful Sunday. The first Sunday of Fall, no less! And I can feel the full effects…kind of. It was in the mid-70s today. Because I am originally from Chicago and I’m still somewhat conditioned for the weather there, I just didn’t feel like it was “cool” today. I […] The post FinCon 2018 Update! appeared first on The ... READ THE FULL POST
- Advertising North Korea style (4): The Bigger; the Better.We arrived in North Korea about a week after this went live. This is the LED display on the Ryugyong Hotel, a building which has been unfinished for the last 30-odd years. When we were driving to our hotel we made a special trip to stop the bus and see it. Our two North Korean … Continue reading Advertising North Korea style (4): The Bigger; ... READ THE FULL POST
- Business Boutique Conference Top TakeawaysThe Business Boutique Conference is an event that’s focused on helping women who want to learn more about starting or growing their dream businesses. Christy Wright is the face and personality behind the brand, which is also part of Ramsey Solutions. She hosts the Business Boutique podcast and has also published a book. She’s aRead More The post Business Boutique Conference Top Takeaways appeared first ... READ THE FULL POST
- 6 Reasons Why We’ll Never Flip Another HouseJust two months ago, my wife and I made a $27,400 profit from a flip house. Then we vowed to never flip another house again in our lives…6 Reasons Why We’ll Never Flip Another HouseOkay, sure, it was fun to make the house purchase, fix everything up with our bare hands, sell the property, and then put a huge lump of cash in the bank…but ... READ THE FULL POST
- Introducing My First Financial App – Visualizing Monthly SpendingMost people don't know how much they spend each month. So, I built an app that summarizes and visualizes monthly spending... The post Introducing My First Financial App – Visualizing Monthly Spending appeared first on Four Pillar Freedom. ... READ THE FULL POST
