Debt Elimination

Why I’m Not Paying Off My Student Loan Debt Early

Not Paying Off My Student Loan Debt Early

I still owe about $7,000 in student loan debt. Once that loan is gone I’ll be 100% debt free. I can’t wait to become debt free!

Actually, I suppose I can wait become debt free because I’m not paying off my student loan debt early.  I wish I would have done a better job of minimizing my student loan before I needed to borrow money, but it’s too late for that.

Here’s why I’m not going to attack this debt like I’ve done with other debts in the past.

Manage Your Finances

Use a Personal Finance Workback Schedule to Reach Your Financial Goals

Personal Finance Workback Schedule

Knowing where you want to go is not the same as knowing how to get there.  Even if you know exactly where you want to end up, you’re going to get lost along the way if you don’t know how to get there.

This same principle holds true with your personal finance goals. I know exactly where I want to be, but when I first started my journey I didn’t know how to get there. I do now thanks to my personal financial workback schedule.

Financial Independence

How Much Money Do I Need to be Rich?

How Much Do I Need To Be Rich?

Most Americans define ‘rich’ as anyone that makes more money than they do.  I define it like this:


  1. The point at which your investments generate enough income to cover your expenses; working for a paycheck is optional.
    • She can do whatever she’d like with her time because her expenses are covered by a portion of the money her portfolio generates; working for a paycheck is now optional.”
    • Synonyms: financially independent, FIRE, wealthy
    • See also, F**k you money

Side Hustles & Earning More

How to Build a Money Making Machine That Will Pay For Your Early Retirement

Generally speaking, wealthy people get and stay rich because they make smart decisions with their money. They create a money making machine by purchasing assets, not liabilities. An asset makes you money, a liability costs you money. Successful people buy assets like real estate, fine art, and businesses.  But what if you are not good at business?

Not good at business

Financial Independence

Crap! Tomorrow is Monday and I Hate Monday!

I hate Monday

Unlike nobody, I don’t like being told what to do. Who does? Maybe that’s why I hate Monday so much. The thought of going to work for someone else and ultimately being at their mercy rubs me wrong.