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Debt Elimination Personal Finance Product Reviews

Best Student Loan Refinance Companies & Services

The Best Student Loan Refinancing Options - graduation mortarboard, diploma, and piggy bankChances are, the idea of refinancing student loans may have crossed your mind once or twice. So if you’re looking into that, you’ll want to check out some of the best student loan refinance companies and services. Here are a few to consider.

(As always, we work hard to keep this information up-to-date, but since things can change in an instant be sure to check the individual websites to make sure you understand the exact terms and offers before applying. We strive to provide you with valuable information and resources. Opinions are from the author alone, not from any advertiser or partner. Many or all products featured here are from partners, and we earn from qualifying purchases/signups.)

Note that if you refinance federal student loans, you’ll give up benefits like public service forgiveness and economic hardship programs, so it may not be a good idea to do that.

With that said, here are some of the best student loan refinance companies and services!

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Invest Your Money Personal Finance Product Reviews

M1 Finance Review – Start Investing for Free

We strive to provide you with valuable information and resources. Opinions are from the author alone, not from any advertiser or partner. Many or all products featured here in this M1 Finance Review are from partners, and we earn from qualifying purchases/signups.

M1 Finance Review (+ How to Start Investing for Free)Investing doesn’t require special skills or expensive software. M1 Finance is a free investing app that makes it easy for anyone to invest. You can invest small amounts of money into most stocks, ETFs (exchange-traded funds) and index funds.

Both new and experienced investors may find M1 Finance intriguing. You can buy fractional shares of stocks and ETFs without paying a trade fee. This can make it easy to save for retirement by investing in low-cost index funds while having the flexibility to be a DIY investor.

I use M1 Finance as a fee-free way to buy fractional shares of my favorite stocks and ETFs. You can invest as little as $25 at a time.

This M1 Finance review will help you decide if this is the best online brokerage for you.

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Personal Finance Product Reviews Save Your Money

Rakuten Review: An Easy Way to Put Money Back in Your Pocket

We strive to provide you with valuable information and resources. Opinions are from the author alone, not from any advertiser or partner. Many or all products featured here are from partners, and we earn from qualifying purchases/signups.

How to get cashback with RakutenAre you looking for an effortless way to make extra money from your daily habits? Rakuten is one of the easiest ways to put some money back into your pocket when shopping online, and this Rakuten review will show you how.

This online shopping tool is free and lets you earn cashback at over 2,500 retailers. You don’t have to spend time answering surveys or possess a unique skill. As long as you can shop online, you can earn cash rewards.

I have personally been using Rakuten (previously known as Ebates) since 2015. It’s my favorite shopping app because it’s easy to use compared to other online shopping apps.

And as of right now, you can get a $10 cash bonus with your first $25+ online purchase by joining Rakuten.

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Invest Your Money Personal Finance Product Reviews

Investing Passively in Real Estate With DiversyFund

This post was written in partnership with DiversyFund.

If you’re a reader of personal finance blogs, you know that real estate investing is a hot topic. Bloggers plug and review companies like Fundrise, Realty Mogul, and PeerStreet. A relatively new, but highly competitive fund in this space is DiversyFund. The team at DiversyFund asked us to take a look at their fund. We’re glad we did.

With that brief introduction, let’s dive in and take a closer look.

DiversyFund

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Invest Your Money Personal Finance Product Reviews

Acorns Micro Investing App Review

Acorns Review summary:

Full disclosure: Camp FIRE Finance is an affiliate for Acorns.

ACORNS: Invest Your Spare Change

acorns review is it safe

WHAT IS ACORNS? Acorns is a “mico-investing” service that allows you to invest your spare change into the US stock market. The app connects to your checking and credit card accounts and your purchases get rounded up to the nearest dollar. Those “round-ups” are then placed into an investment account for you. You’re free to withdraw your money whenever you’d like, as often as you’d like with no fees or penalties.

WHAT’S GOOD ABOUT ACORNS? Easy to set up and get started, with no minimum balances required.  This is a great way to begin investing in the stock market.  The automation aspect means you don’t have to think about it.

WHAT’S NOT SO GOOD ABOUT ACORNS? The web interface isn’t as good as the mobile app. Fees can get high. Tax time can be a hassle when you’re waiting on IRS documents for a relatively small balance.

COST TO USE ACORNS: $1 – $3 per month, depending on your plan; free for students.

WHERE TO GET ACORNS: Get a $5 bonus when you create your account using this link.

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