Getting your personal finances in order isn’t complicated. That’s not to say it’s easy, but for most people it’s not hard.*
- Spend less money than you make
- Invest that difference
- Eliminate/avoid debt
Make a habit of these things and your finances will be on autopilot. Run on autopilot long enough and you’ll cruise through the six layers of FIRE. It just takes a bit of time, and this is where it gets hard. For me the most difficult part of personal finances is the waiting game.