I started this blog at the beginning of 2020 with the intention of documenting my personal progress towards financial independence and as a place where I can hopefully direct my Kids as a place to learn.

For many years, I was in debt, and a lot of debt. I got accustomed to it and kind of saw it as a way of living. It wasn’t until the last financial crash did I realise that there was another way and I began to take steps to get myself out of debt and chase financial independence.