As Money Smart Family, we have big dreams that we’re working toward together. We are living proof that even in tough economic times, on a lower than average income, it’s possible to:

• Raise financially independent children
• Purchase a home and pay it off in 9 years
• Pay cash for all our cars
• Take fabulous debt-free vacations
• Feed a growing family with a $350 monthly grocery budget
• Have fun family recreation or date nights for pennies
• And still have money in our savings account