This blog is not based on new theories, new ideas or new philosophies; it‘s simply a collection of experiences, insights and discoveries on a journey to financial independence over the last twenty years. As such the blog hasn’t just happened it’s evolved.

On the journey to financial independence we’ve read a lot of financial books and information. Most of such assumes financial success determines our quality of life and experiences. While on the surface this sounds logical, real life experience has taught us otherwise.

Recent blog posts from SMART Advice:

• 10 tips to save thousands on groceries by making a small change to your shopping habits
• Be More You
• Why Your Legacy is Greater than Your Currency