Camp FIRE Finance
A personal finance community for those seeking FIRE, by those seeking FIRE
From Morningstar with Michael Kitces …
“Financial planning expert Michael Kitces says a growing base of research shows that real spending declines throughout retirement, which could support a modest increase to the 4% safe withdrawal rate.”
Watch … SPENDING TRENDS BOOST SAFE WITHDRAWL RATES FOR RETIREES
LIGHT A FIRE UNDER YOUR RETIREMENT! 
From MSO Life … “The four years I spent at the United States Military Academy were amongst the most grueling and challenging years of my life. There were several times when I thought “I can’t go on anymore, this is my breaking point.” These moments of vulnerability and the ability to persevere beyond them taught […]
From CNBC … A growing percentage of Americans believe they’ll have to work well into their 60’s and beyond in order to save up enough for retirement. In fact, Northwestern Mutual’s 2018 Planning & Progress Study found that 73 percent of those planning to work past traditional retirement age are doing so because they don’t […]
From Her Money with Jean Chatzky… “Here’s a scary stat: In 10 years, 50% of today’s occupations will be extinct. Not a good mic-drop moment. That’s why, when it comes to our careers, it’s time to start thinking like a futurist. Executive coach Liz Bentley is here to get our heads in the game. We […]
A well-known phrase in East Asia goes something like this: “it’s better to be the head of a chicken than the tail of an ox.” In my brief and cursory research for this post, I noticed several variations, including my personal favorite: “it’s better to be the head of an ass than the tail of […]
From She Picks Up Pennies … “Blame it all on my roots. This doesn’t have anything to do with boots, black-tie affairs, or Garth Brooks. It has everything to do with how I was raised, and I am not sure I have let everyone in on it. In fact, I know I haven’t. If I […]
From A Purple Life … I am a serious candidate for One More Year Syndrome. I know this. Major life changes are scary and my dislike of unknowns and my discomfort with change just adds to that. When I moved across the country to a city I’d only visited once I was terrified. But I […]
From Apathy Ends … Bad news for the environment* but good news if you don’t own a bike and like the principles of Financial Independence! FIRE (Financial Independence Retire Early) does not require a plethora of middle fingers at all the things that make up the “Traditional American Life.” You can embrace modern conveniences and still […]
From Your Best Friend The Money Guy … You’re probably wondering how or why a zombie could teach you anything. Well, the zombies are wondering the same thing. I have pieced together a few thoughts and took a slight break from The Money Guy and I’m channeling my inner Money Zombie. 9 Things Zombies Can […]
From Raising Savers … Here’s a simple story about gardening, harvesting carrots, and the power of saving. It is a wonderful reminder that kids listen, watch our examples, and can understand financial concepts if we take the time to teach them. Enjoy! A Simple Story About Carrots and the Power of Saving Money – Raising […]
From NPR, Planet Money … We have a pretty strong opinion about the Dow. We think you should ignore it; It doesn’t matter. It’s no secret that we here at Planet Money think the Dow is a terrible economic indicator. We don’t like that it only looks at thirty companies. We don’t like the way […]
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